18189 OHARA DRIVE, Port Charlotte, FL, 33948 | $1,175,000

Some homes quietly check the boxes. Others stir something deeper the moment you arrive. From the soft rustle of palm fronds in the breeze to the glint of sun dancing across the canal, this custom 4 bedroom, 4. 5 bathroom, 3 car garage waterfront estate in the Port Charlotte Beach area offers more than luxury- it offers a coastal sanctuary. Sailboat-accessible with no fixed bridges, 80 feet of waterfront, and a private 60ft dock with a 24, 000lb lift, this is a property designed for those who feel most at home on the water-yet crave elegant living on land. Every inch of this residence reflects thoughtful design and enduring craftsmanship. The entry opens into soaring, light-filled spaces framed by arched passageways, tray ceilings, and stately columns. An elegant double-sided gas fireplace warms both the formal dining room and private office, while plantation shutters, crown molding, and curated finishes add warmth and sophistication. The heart of the home is its gourmet kitchen, seamlessly blending form and function. Solid wood cabinetry, granite countertops, and stainless steel appliances are complemented by an induction cooktop, built-in oven, microwave, warming drawer, and a wine bar with a wine fridge. Whether you're hosting holiday dinners or quiet evenings for two, the layout invites connection and conversation. The first-floor primary suite feels like a private wing, with a spacious walk-in closet and a spa-like bath that features a jetted soaking tub, Roman-style shower with multiple heads, and dual vanities. Upstairs, three oversized bedrooms and two full baths offer privacy and flexibility for family or guests. One bedroom enjoys an en suite, while the other two share a Jack-and-Jill layout. A secluded loft with a balcony offers a peaceful perch overlooking the pool-a perfect morning retreat or creative hideaway. Step outside and the story deepens. A screened porch with double doors leads to the lanai with a heated saltwater pool framed by paver decking, lush tropical landscaping, and a custom tiki hut with a fully equipped outdoor kitchen. It’s a space built for memory-making-from sunlit pool days to starlit dinners by the water. And beyond the beauty? The peace of mind that comes with knowing this home has been impeccably maintained: a new tile roof (2022), impact-resistant windows, new A/C systems with zoned climate control, new pool heater, pump, and salt system, new carpeting, and fresh interior and exterior paint. A circular paver driveway and side-loading 3-car garage offer convenience and curb appeal in equal measure. With no HOA, no deed restrictions, and no flooding or hurricane damage from recent storms, this home offers rare freedom along with its luxury. And the location places you just minutes from Port Charlotte Beach Park, the Sunseeker Resort, golf courses, restaurants, Punta Gorda airport, I-75, and the charm of historic downtown Punta Gorda. Whether it’s a full-time residence or seasonal escape, this is more than just a place to live—it’s a setting for the life you’ve worked hard to create.

Features

  • Rooms: 15
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Lot Size: 80 x 125
  • Laundry: Inside, Laundry Room
  • Year Built: 2007
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side
  • Heating: Central, Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 3,635
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $14,717
  • Lot Desc: FloodZone, Landscaped
  • View: Pool, Water
  • Elem. School: Meadow Park Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: C7512071
  • Days on Market: 177 days
  • Website: https://www.raveis.com
    /eprop/C7512071/18189oharadrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2026 9:24:00 AM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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18189 OHARA DRIVE, Port Charlotte, FL, 33948

$1,175,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $940,000 $940,000 $940,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.229% 6.121% 6.018%
Monthly Tax Payment $1,226 $1,226 $1,226
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,337 $5,636 $7,869
Total Monthly Payment $6,688 $6,987 $9,220

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.