|
Presented by
Sena Baron Partners |
4717 OSPREY RIDGE CIRCLE, Palm Harbor, FL, 34684 | $477,399
PRICE JUST REDUCED!! MUST SEE and MOVE IN READY!! OSPREY RIDGE IS A BEAUTIFUL, GATED, TOWNHOME COMMUNITY ON LAKE TARPON with WATER ACCESS in North Pinellas County, Florida. Step into this GORGEOUS 3 bedroom/3 FULL bathroom/2 car garage home and you'll quickly NOTICE THAT YOU'VE FOUND A TREASURE! SPACIOUS, OPEN FLOOR PLAN, HIGH CEILINGS, PLANTATION SHUTTERS. CHEF'S DELIGHT KITCHEN with GRANITE COUNTERTOPS, ISLAND WITH SEATING, ALL STAINLESS APPLIANCES, BEAUTIFUL WOOD CABINETRY and PANTRY. Relax and take in the lush greenery and comfort of the SCREENED IN BACK PATIO/LANAI. Lovely bedroom on first floor with MURPHY BED/DESK COMBO, along with full bathroom and INDOOR LAUNDRY ROOM. LUXURY PRIMARY SUITE UPSTAIRS WITH 2 WALK IN CLOSETS. One of them is SO SPACIOUS THAT IT COULD flex as an OFFICE OR BABY NURSERY. EN SUITE BATHROOM TO PRIMARY HAS 2nd Walk in closet, DUAL SINKS AND BEAUTIFUL WALK IN SHOWER. Lovely 3rd bedroom and another full bath are also upstairs. PLUS, home has brand new 2025 HVAC unit, and furniture is negotiable. IN OSPREY RIDGE, LIVE WHERE OTHERS VACATION, with community pool, and private Community-only water access to beautiful Lake Tarpon, DOCK and BOAT RAMP! GO FISHING, KAYAKING, OR BOATING ANYTIME! COME SEE THIS BEAUTIFUL HOME AND MAKE IT YOURS.
Features
- Amenities: Clubhouse, Gated, Pool
- Rooms: 6
- Bedrooms: 3
- Baths: 3 full
- Laundry: Inside, Laundry Room
- Year Built: 2013
- Garage: 2-car
- Heating: Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,046
- Acreage: 0.08
- Est. Taxes: $6,539
- HOA Fee: $465 Monthly
- Lot Desc: Landscaped, Sidewalk
- Elem. School: Sutherland Elementary-PN
- Middle School: Tarpon Springs Middle-PN
- High School: Tarpon Springs High-PN
- Pet Policy: Number Limit, Yes
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- MLS#: TB8386291
- Days on Market: 227 days
- Website: https://www.raveis.com
/prop/TB8386291/4717ospreyridgecircle_palmharbor_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Sena Baron PartnersSales Associates
914.602.8199
SenaBaronPartners@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2166562
302.293.7433
Brian.Shahwan@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4717 OSPREY RIDGE CIRCLE, Palm Harbor, FL, 34684
$477,399
Sena Baron Partners
Sales Associates
William Raveis Real Estate
Phone: 914.602.8199
SenaBaronPartners@raveis.com
Brian Shahwan
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $381,919 | $381,919 | $381,919 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.144% | 5.541% |
| Monthly Tax Payment | $545 | $545 | $545 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,139 | $2,287 | $3,070 |
| Total Monthly Payment | $2,759 | $2,907 | $3,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388