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Presented by
Jessica Kimball |
571-575 County Route 2, Accord, NY, 12404 | $460,000
Enchanting and cozy farmhouse with spacious one bedroom cottage! Perfect for overflow guest, a studio, an at home business or just good old income. Set between Stone Ridge and Olive this sweet property has much to offer. Main house connects to the back of the guest cottage via a 30 ft multileveled deck maintaining privacy for both residences. Access to the cottage is from a separate path. The main house living room has a beautiful brick fireplace, pine floorboards and the original wood plank ceiling. Off the living room is a dining room as well as a updated eat in kitchen complete with new stainless steel appliances, offering direct access to the expansive deck. There is also an inviting bedroom and full bathroom. Upstairs has two additional bedrooms and another full bathroom. The cottage is an unexpected surprise. The spacious main floor has a living/dining room with a woodstove, cathedral ceilings and wood floors which opens into an updated kitchen with new stainless-steel appliances. A delight! Upstairs has a generous bedroom with catherdral ceilings and beams and a full tiled bathroom. A charming home filled with character and offering so much with so many possibilities. Don't miss this little gem in Stone Ridge. Cottage is about 550 sq ft. LR: 12'4''x11' K: 8'9''x 8'8'' Bdrm: 15'7''x14'1'' BA: 8'9''x 8'8''
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Style: Farmhouse
- Year Built: 1870
- Heating: Baseboard, Hot Water, Oil
- Cooling: None
- Basement: Partial
- Approx Sq. Feet: 1,304
- Acreage: 1
- Est. Taxes: $7,673
- Elem. School: Contact Agent
- Middle School: Rondout Valley Junior High School
- High School: Rondout Valley High School
- School District: Rondout Valley Central
- Appliances: Dishwasher, Dryer, Electric Range, Refrigerator, Washer
- MLS#: 886041
- Days on Market: 204 days
- Website: https://www.raveis.com
/prop/886041/571575countyroute2_accord_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Jessica KimballLuxury Properties Specialist
203.988.5770
Jessica.Kimball@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1724767
203.305.5736
Kevin.DeTullio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
571-575 County Route 2, Accord, NY, 12404
$460,000
Jessica Kimball
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.988.5770
Jessica.Kimball@Raveis.com
Kevin DeTullio
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $368,000 | $368,000 | $368,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $639 | $639 | $639 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,089 | $2,206 | $2,958 |
| Total Monthly Payment | $2,803 | $2,920 | $3,672 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535