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Your Florida Dream Home Awaits in Spruce Creek Golf & Country Club! Discover the perfect blend of comfort, style, and community in this incredible 3-bedroom, 2-bath Johnstown Model home. Nestled in the highly sought-after 55+ gated community this property offers a lifestyle of luxury, convenience, and endless opportunities. Upgraded for your comfort this home has been meticulously cared for and upgraded with precision and attention to detail. Here's what makes this home truly exceptional: Recently Upgraded Roof and Exterior Paint (2021) for outstanding curb appeal. Brand New attic plumbing (2025). State-of-the-Art A/C System (2021). Kitchen & Bathroom Upgrades (2022): Elegant cabinetry for a polished, contemporary look. New Bedroom and Den Carpeting (2020). Upgraded Appliances (2021), Upgraded disposal and a new microwave (2022) for the ultimate convenience. Rain Gutters & Stylish Decorative Front Door Inserts and charming Plantation Shutters. Gas Stove Hookup is available for culinary enthusiasts. Pocket Sliders that open to a serene lanai, perfect for relaxing or entertaining. Living in Spruce Creek Golf & Country Club means enjoying a community designed for your lifestyle. Residents rave about the wealth of amenities, including: Over 70 Clubs to explore your passions and make new friends. Multiple Pools for relaxing afternoons in the sun. Located just 30 miles from the Gulf of America and 60 miles from Orlando, you’re perfectly positioned to explore Florida’s best attractions. Whether it’s a day at the beach, a trip to Disney World, or simply enjoying the natural beauty of the area, this location has it all. This is more than just a house – it’s the key to a vibrant lifestyle tailored to you. Don’t miss the chance to make this Florida dream home yours. Schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$438,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $351,040 | $351,040 | $351,040 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $268 | $268 | $268 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,102 | $2,190 | $2,866 |
| Total Monthly Payment | $2,445 | $2,533 | $3,209 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.