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Presented by
Sharon Major |
13944 SE 96TH CIRCLE, Summerfield, FL, 34491 | $429,000
Luxury Living on a Premium Lot - Discover the perfect blend of comfort, style, and resort-style living in this beautifully maintained 3-bedroom, 2-bath Johnstown model located on a premium private lot within the highly sought-after gated 55+ community of Spruce Creek Golf & Country Club. Designed for both relaxation and entertaining, this home features an inviting open layout with pocket sliding doors leading to a serene oversized lanai — creating the ideal indoor-outdoor Florida lifestyle buyers are searching for. Meticulously cared for and thoughtfully upgraded, this home offers peace of mind with a newer roof and exterior paint (2021), state-of-the-art HVAC system (2021), brand-new attic plumbing (2025), upgraded appliances, decorative front door inserts, rain gutters, plantation shutters, and stylish kitchen and bathroom cabinetry updates. Newer carpeting in the bedrooms and den adds warmth and comfort, while the spacious kitchen offers functionality and flexibility with a gas stove hookup available for culinary enthusiasts. Beyond the home itself, Spruce Creek Golf & Country Club offers an unmatched active-adult lifestyle with over 70 clubs, multiple pools, golf, fitness center, pickleball, tennis, dining, social activities, and golf cart-friendly living all within a beautifully maintained gated community. Perfectly positioned just minutes from The Villages, shopping, dining, and entertainment — and conveniently located approximately 30 miles from Florida’s Gulf Coast and 60 miles from Orlando attractions — this home offers the ideal combination of privacy, convenience, and vibrant community living. Whether you’re looking for a full-time residence or seasonal retreat, this exceptional property delivers the Florida lifestyle you’ve been dreaming about.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 106 x 132
- Laundry: Electric Dryer Hookup, Inside, Laundry Room
- Year Built: 2004
- Garage: 3-car Garage Door Opener, Garage Faces Rear
- Heating: Central, Electric, Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 2,120
- Acreage: 0.32
- Lot Size: 106 x 132
- Est. Taxes: $3,221
- HOA Fee: $211 Monthly
- Lot Desc: Landscaped, Private
- View: Garden
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Washer
- MLS#: G5099176
- Days on Market: 357 days
- Website: https://www.raveis.com
/prop/G5099176/13944se96thcircle_summerfield_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Sharon MajorSales Associate
860.729.8575
Sharon.Major@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 130058
203.952.8600
Joseph.Mollica@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
13944 SE 96TH CIRCLE, Summerfield, FL, 34491
$429,000
Sharon Major
Sales Associate
William Raveis Real Estate
Phone: 860.729.8575
Sharon.Major@raveis.com
Joseph Mollica
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $268 | $268 | $268 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,055 | $2,167 | $2,850 |
| Total Monthly Payment | $2,398 | $2,510 | $3,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388