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Presented by
Jessica Perez |
Rare Investment & Living Opportunity at The Ritz-Carlton Residences, White Plains This move-in-ready, fully renovated unit at The Ritz-Carlton Residences offers a unique opportunity to own one of the few apartments in the building that allows shorter-term lease rentals, from three months up to one year. Whether you're seeking a luxury primary residence, or a flexible income-generating investment, this property offers outstanding versatility. Professionally designed and meticulously maintained, the home features beautiful new hardwood floors, high ceilings, and an abundance of natural light. The kitchen offers both style and functionality, while spacious walk-in closets and a brand-new in-unit washer/dryer provide added convenience. Offered fully furnished, including all designer furniture shown in the listing photos (no virtual staging), this is a true turnkey opportunity. High-end details such as hotel-quality mattresses, premium linens, and plush towels further elevate the living experience. Residents enjoy access to world-class Ritz-Carlton amenities: 24-hour doorman and concierge, two state-of-the-art fitness centers, indoor pool, spa, salon, resident lounge, conference room, and elegant outdoor terraces. Optional services include laundry and daily housekeeping. On-site parking is also available. Located in the heart of downtown White Plains, you're just steps from award-winning dining, luxury shopping, and the Metro-North station, with complimentary shuttle service included. All this, just 35 minutes from Manhattan. Whether you're looking for a refined residence or a high-end investment with built-in rental flexibility, this exceptional property delivers on every front.
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Our Executive Mortgage Banker:
Our Insurance Division:
$659,000
REALTOR
William Raveis Real Estate
Phone: 401.692.8183
Jessica.Perez@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $527,200 | $527,200 | $527,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.292% | 5.628% |
| Monthly Tax Payment | $861 | $861 | $861 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,077 | $3,203 | $4,273 |
| Total Monthly Payment | $4,030 | $4,156 | $5,226 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.