570 SW 78TH TERRACE, Ocala, FL, 34474 | $179,900

One or more photo(s) has been virtually staged. PRICED WELL BELOW APPRAISED VALUE IN THE FALLS OF OCALA! - Welcome to the Falls of Ocala- a 55+ pet-friendly community where you own your own . 18 acre lot! Gorgeous luxury vinyl plank floors, fresh interior paint, newer light fixtures and fans, and a 2019 ROOF make for easy living in The Falls. Turn into your neighborhood, greeted by a waterfall- views of quintessential Ocala farmland across the street. The landscaped entry with waterfall & large Oaks on a paved road makes for lovely accessibility to your new home. Your spacious and well-kept home sits on a cul-de-sac with concrete parking under an oversized carport out front. Step inside to a split floor plan; 1, 800 square feet of open-concept living space, high ceilings, and a wood-burning fireplace. The primary bedroom is to your right, can easily fit a King-sized bed, and boasts a 12x9 bonus space/ office room. Set up your craft room, work from home, or tinker under AC here! The large ensuite bathroom offers double sinks, both a step-in shower and soaker tub, and a huge walk-in closet. The kitchen sits at the center of the home and opens to the dining room and living room; 2 equally-sized guest bedrooms, and an indoor laundry room to your left. Sliding glass doors off of the dining room provide access to the 3 outdoor spaces sitting on concrete- a screened-in porch to relax, a place to grill/garden, and an enclosed shed with electricity! The low HOA of $200 a month includes yard mowing & maintenance, water, sewer, use of community pool, sauna, clubhouse with exercise room, and game area/ shuffleboards/ fire pit. Plus, the Boat & RV yard is located near the clubhouse. Utilities include SECO electric company & Spectrum Internet. Located just off State Road 40, across the street from green pastures, located near the Ocala Airport, minutes from I-75, State Road 200, and the World Equestrian Center. Enjoy BIG VALUE and EASY LIVING so close to everything- move right in and start having fun in Ocala, Florida!

Features

  • Amenities: Clubhouse, Fence Restrictions, Maintenance, Pool, Recreation Facilities, Sauna, Shuffleboard Court, Storage
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 72 x 108
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2005
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,800
  • Acreage: 0.18
  • Lot Size: 72 x 108
  • Est. Taxes: $2,983
  • HOA Fee: $200 Monthly
  • Lot Desc: Cleared, Cul-De-Sac, In County, Landscaped, Level, Street Dead-End
  • Adult Communities: Yes
  • Elem. School: College Park Elementary School
  • Middle School: Liberty Middle School
  • High School: West Port High School
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
  • MLS#: OM702955
  • Days on Market: 280 days
  • Website: https://www.raveis.com
    /prop/OM702955/570sw78thterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/14/2026 11:52:04 PM)
Listing courtesy of WHITEHOUSE PREMIER REALTY   Phone: 352-572-4018

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

570 SW 78TH TERRACE, Ocala, FL, 34474

$179,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $143,920 $143,920 $143,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.648%
Monthly Tax Payment $249 $249 $249
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $851 $886 $1,166
Total Monthly Payment $1,175 $1,210 $1,490

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.