264 Gibraltar Ct, #102, Saint Augustine, FL, 32080 | $415,000

Coastal Living Awaits: Your Dream Beachside Getaway Imagine waking up every morning just steps from the stunning shores of St. Augustine Beach. This beautifully updated 2-bedroom, 2-bathroom condo is more than just a home; it’s a lifestyle waiting to be embraced. Whether you’re searching for a family retreat or a smart investment opportunity, this fully furnished, turnkey unit has everything you need to start making memories. As you step inside, you'll immediately feel the spacious and airy vibe created by high ceilings and elegant luxury vinyl plank flooring. The updated kitchen, complete with modern appliances and plenty of storage, is perfect for whipping up a delicious breakfast before heading out to the beach. Step out onto your private balcony and feel the ocean breeze—it's the perfect spot for a morning coffee or to unwind with a book in the evening. And with a full-size washer and dryer included, you can enjoy all the conveniences of home without any hassle. This condo complex offers fantastic amenities for your pleasure: take a dip in not one, but two pools, relax in the hot tub after a day of beachcombing, or stay active on the well-maintained tennis courts. Plus, the elevator access ensures you can come and go with ease. Parking is a breeze with ample covered spots just outside your door. You’ll appreciate the convenience of being located on the east side of A1A, with the sugar-white sands of St. Augustine Beach just a short stroll away. Local shops, grocery stores, and charming restaurants are nearby, and the historic district is only an 8-minute drive away for even more adventures. Don’t miss out on the chance to make this beachside haven your own. Your coastal sanctuary is waiting! New AC installed June 2025.

Features

  • Parking: Parking Garage
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Levels: 1
  • Amenities: Beach Access,Elevator,Community Pool Unheated,Spa,Tennis
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: Villas of Ocean Gate II
  • Year Built: 2006
  • Common Charge: $610
  • Approx Sq. Feet: 1,416
  • Est. Taxes: $4,284
  • Lot Desc: East of A1A
  • MLS#: 253993
  • Days on Market: 179 days
  • Website: https://www.raveis.com
    /prop/253993/264gibraltarct_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

William Raveis Family of Services

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Debi Foss-HeavisideBroker Associate

239.272.4494

Debi.Foss@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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264 Gibraltar Ct, #102, Saint Augustine, FL, 32080

$415,000

Debi Foss-Heaviside

Broker Associate

William Raveis Real Estate

Phone: 239.272.4494

Debi.Foss@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.280% 5.648%
Monthly Tax Payment $357 $357 $357
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,885 $2,017 $2,691
Total Monthly Payment $2,317 $2,449 $3,123

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.