419 Ridge Drive, Laurens, SC, 29360 | $385,000

NEW ROOF BEING INSTALLED AUGUST 5TH! BEAUTIFUL BRICK HOME on a LARGE 1. 33-ACRE LOT surrounded by other WELL-MAINTAINED BRICK HOMES. This QUALITY-BUILT HOME features a charming BRICK FRONT PORCH and HARDWOOD FLOORS THROUGHOUT (only one bedroom has carpet). Enjoy both a FRONT FORMAL LIVING ROOM and a REAR DEN WITH WOOD-BURNING FIREPLACE and SLIDERS TO A LARGE CONCRETE PATIO. The kitchen sink overlooks the PARKLIKE BACKYARD. One of the most inviting spaces is the FAMILY ROOM WITH PEG AND PLANK FLOORING, EXPOSED BEAMS, WOODSTOVE, AND BUILT-IN BOOKCASE. A LARGE OFFICE AREA is located just off this room. UPDATED WINDOWS THROUGHOUT THE ENTIRE HOME. The PRIMARY BEDROOM offers MULTIPLE CLOSETS and an ENSUITE BATH WITH SHOWER. Outside, there's PLENTY OF ROOM FOR TOOLS AND A MOWER IN THE OUTBUILDING, which includes a LEAN-TO FOR ADDITIONAL STORAGE. GORGEOUS OAK TREES shade the entire yard, making it feel like YOUR OWN PRIVATE PARK! Ask about how you can save money using our preferred lender when buying this home.

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: 1st Floor, Walk-in, Laundry Room
  • Style: Ranch
  • Garage: 2-car
  • Heating: Electric, Forced Air
  • Cooling: Central Air, Electric
  • Basement: None
  • Acreage: 1.33
  • Est. Taxes: $682
  • Lot Desc: 1 - 2 Acres, Few Trees
  • Elem. School: Hickory Tavern
  • Middle School: Hickory Tavern
  • High School: Laurens Dist 55
  • Appliances: Cooktop, Dishwasher, Dryer, Oven, Refrigerator, Washer, Electric Cooktop, Electric Water Heater
  • MLS#: 1562348
  • Days on Market: 266 days
  • Website: https://www.raveis.com
    /prop/1562348/419ridgedrive_laurens_sc?source=qrflyer
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William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

419 Ridge Drive, Laurens, SC, 29360

$385,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $308,000 $308,000 $308,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.557% 5.920%
Monthly Tax Payment $57 $57 $57
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,847 $1,922 $2,537
Total Monthly Payment $1,979 $2,054 $2,669

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.