3820 COBIA VILLAS CT, Punta Gorda, FL, 33955 | $289,000

Incredible opportunity to own a fabulous two bed room plus den villa with a two car garage in one of Burnt Store Marina's best locations. You will experience the ultimate in resort living from this south facing residence nestled at the end of a quiet cul-de-sac and within walking distance to all of the communities amenities. Soak up the sun from your lanai of this fully furnished home that boasts a BRAND NEW ROOF. You will enjoy coming home located on a well maintained picturesque street with handsome paver driveways and mature vegetation. A screened front entry Lanai will not only welcome you and your guests inside. . . but also the tropical Florida breezes. Tile flooring guides you through an inviting great room plan, featuring soothing paint tones, a well-appointed open kitchen with ample cabinetry, expansive solid surface countertops, and convenient breakfast bar. Stylish staggered white glass tile backsplash adds an elegant touch under the warm wood cabinets, complementing the modern coastal decor that fills the turnkey furnished home. The cheery living area boasts two sets of sliding glass doors that lead to the screened lanai, which provides a tranquil retreat, for drinking coffee and watching the community activity beyond. The inviting primary suite welcomes in the sunshine through two large windows and offers two closets and a striking updated bath adorned with a frameless tiled shower featuring a unique pebble inlay and a stone topped vanity. The current owner uses the guest wing to house two inviting bedrooms with bath. A dedicated laundry room with a utility sink adds convenience. This villa comes complete with an attached two-car garage that can accommodate all your gear and golf cart to cruise the neighborhood. Best of all the convenient location is within walking distance to nearly everything in the community… including fabulous walking paths, two on-site restaurants, ship’s store, 27 hole golf course, tennis, fitness center, pickleball, and the largest deepwater Marina in SWFL.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: VILLAS AT COBIA CAY CONDO
  • Year Built: 2000
  • Approx Sq. Feet: 1,296
  • Est. Taxes: $3,795
  • Condo Fee: $650 Monthly
  • Lot Desc: In County, Near Marina, On Golf Course
  • View: Park/Greenbelt
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7512004
  • Days on Market: 186 days
  • Website: https://www.raveis.com
    /prop/C7512004/3820cobiavillasct_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 4:07:57 PM)
Listing courtesy of CALENDA REAL ESTATE GROUP,INC.   Phone: 941-205-8811

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3820 COBIA VILLAS CT, Punta Gorda, FL, 33955

$289,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,200 $231,200 $231,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.396%
Monthly Tax Payment $316 $316 $316
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,313 $1,385 $1,843
Total Monthly Payment $1,704 $1,776 $2,234

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.