724 BAYSHORE DRIVE, Terra Ceia, FL, 34250 | $2,473,000

Best Value in all of Central Florida for this amazing Large Water Front Home. 10+ Acres Huge 165' of waterfront and your own private wildlife preserve. Private 350' new Boat Dock/Pier w/ Covered Boat House, deep water. No Flooding or Damage from the Hurricanes. Flood Insurance is only $1, 256. 00 per year, fully transferable. This home is absolutely beautiful, offering 3 Bedrooms, 3 Full Baths, 2733 SqFt. 100% renovated in 2020-21,  nothing was left out, stunning quality and design. House elevation +10ft. Hurricane shutters on 1st and 2nd floor. Two inspiring verandas 32’ x 9’ & 52’ x 10’. Large covered RV parking with 30 amp electric & sewer hook-up. Situated on Terra Ceia Island, known for its pristine beauty and relaxed lifestyle, this property is ideal for those seeking peace and quiet while remaining close to all modern conveniences.  A historic gem nestled on picturesque Bayshore Drive in Terra Ceia, on Terra Ceia Bay just off Tampa Bay, Central Florida. The main house has nearly $500, 000 in recent renovations, a full interior & exterior transformation of the home, extensive site work with over 3. 5 acres of clearing, grading & sod, a new 350' dock, and a rare hard-to-permit enclosed 29-foot boathouse featuring a boat lift that can easily accommodate large boats, fish cleaning station, water & electric. Plenty of additional acres to build just about anything you desire such as a separate additional home, expanding onto the beautiful existing home or both. Building a guest house, large barn, horse arena with paddocks are just a few ideas of what can be added to this amazing property. You can also subdivide if desired. This property offers endless potential for outdoor living, equestrian activities, planting & gardening. There is an irrigation well on the property. The main house is on public water. Enjoy beautiful views of Terra Ceia Bay, with boating, kayaking, and fishing all from your property. The island’s abundant waterways are a haven for nature lovers and water enthusiasts. The property is surrounded by mature oak trees, native palms, and tropical vegetation, creating a private and serene oasis. Birdwatchers and wildlife enthusiasts will delight in the abundance of local flora and fauna. Historical Significance: The Atzeroth Homesite is steeped in history, reflecting the charm and character of Old Florida. Terra Ceia Island Preserve State Park is just a short distance away. This pristine natural area offers hiking, kayaking, and birdwatching, perfect for enjoying Florida’s untouched beauty. The island is home to a close-knit community that shares a deep appreciation for its rich history and peaceful lifestyle. While the property feels like a secluded retreat, it is only minutes from major highways, providing easy access to St. Petersburg, Tampa,  Bradenton, and Sarasota. Whether you’re an artist, a historian, or simply someone who appreciates the charm of Old Florida, 724 Bayshore Drive offers a unique canvas for your vision. Fun Fact: The first pound of coffee in America was grown here! Don’t miss this rare opportunity to own a slice of paradise in Terra Ceia and this exceptional waterfront property. Enjoy this full 3D Walking Tour, Copy & Paste Link: https: //my. matterport. com/show/?m=c7yTmbKYP23&brand=0   Dock 3D Walking Tour: https: //my. matterport. com/show/?cloudEdit=1&ss=41&sr=-. 02%2C-1. 11&m=xPYHd3VQPUf&play=1 - You'll also enjoy Terra Ceia Village Improvement Association  https: //www. terraceiavia. com/

Features

  • Amenities: Gated, Other, Park, Pickleball Court(s), Playground, Recreation Facilities, Trail(s)
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Style: Contemporary
  • Year Built: 1996
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,733
  • Acreage: 10.08
  • Est. Taxes: $8,418
  • Lot Desc: Cleared, Flood Insurance Required, Historic District, Irregular Lot, Landscaped, Near Marina, Oversized Lot, Pasture, Private, Zoned for Horses
  • View: Water
  • Elem. School: Palm View Elementary
  • Middle School: Louise R. Johnson Middle
  • High School: Palmetto High
  • Appliances: Built-In Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator, Wine Refrigerator
  • MLS#: TB8336940
  • Days on Market: 290 days
  • Website: https://www.raveis.com
    /eprop/TB8336940/724bayshoredrive_terraceia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/5/2025 5:10:37 PM)
Listing courtesy of FLORIDA REALTY INVESTMENTS   Phone: 407-207-2220

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NMLS Mortgage Loan Originator ID 16953

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724 BAYSHORE DRIVE, Terra Ceia, FL, 34250

$2,473,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,978,400 $1,978,400 $1,978,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.110% 5.952%
Monthly Tax Payment $702 $702 $702
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $11,389 $11,862 $16,429
Total Monthly Payment $12,216 $12,689 $17,256

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.