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PRICE IMPROVEMENT!! Calling all snowbirds! Live the lakefront lifestyle whether it be full time or seasonal on the beautiful Clermont chain of lakes. Don’t miss this rare opportunity to own a 3 bedroom 2 bath home with your own private dock sitting on canal on the Clermont Chain of Lakes! Emerald Lakes co-op is a 55+ active adult community with so much to offer including heated pool, clubhouse with endless activities and low monthly dues of $305, which include Cable, Internet, Water, trash & grounds maintenance. NO LOT RENT here because you are a shareholder. Electrical panel was replaced (July 2025) new roof (April 2025) and Dock was rebuilt plus new flooring in bedroom 2 of the home which will save you thousands. Just bring your boat or jet ski and get ready to enjoy the lakefront lifestyle of fishing from your backyard dock, cruising on any of the 11 lakes to salt shack, tiki bar, or Clermont Beach on Lake Minneola, The Cove bar on Lake Minnehaha or all the way to Lake Louisa State Park, which consists of 4, 372 acre Florida State Park south of Clermont. Lake Louisa is the largest of the lakes in this chain and the least developed with maximum depth of 16 feet but the entire chain consists of approximately 10, 000 acres of fishable Waters and hosts bass fishing tournaments, boat parades & live concerts. . Emerald Lakes has its own private boat ramp to launch your boat or jet skis, but there are also several public boat ramps on the Clermont chain. You can own a piece of paradise for under $$288K. Yes you read that right. EZ to show so schedule your appointment today & expect to be impressed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$287,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $230,000 | $230,000 | $230,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $38 | $38 | $38 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,306 | $1,398 | $1,864 |
| Total Monthly Payment | $1,419 | $1,511 | $1,977 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.