3990 NE ASHLEY TERRACE, Arcadia, FL, 34266 | $699,000

Don’t miss this exceptional opportunity to own a beautifully designed, custom-built brick home nestled on two spacious lots in the highly desirable Voss Oaks Subdivision.
*This expansive residence offers 5 bedrooms and 3. 5 bathrooms, thoughtfully updated and filled with upscale finishes and conveniences. You'll find elegant crown molding and ceiling fans throughout, enhancing both comfort and style.
*The eat-in kitchen is a chef’s dream, featuring granite countertops, a double oven, and a seamless flow into the large family room, where a cozy wood-burning fireplace creates a perfect gathering space. Retreat to the impressive 15’ x 31’ master suite, a true sanctuary of space and comfort.
*Additional modern conveniences include a central vacuum system and a alarm system for peace of mind.
*Step outside to your personal oasis—an oversized 13’ x 56’ screened back porch overlooking a newly resurfaced 15’ x 34’ heated saltwater pool, all within a fully enclosed lanai. An additional 16’ x 12’ open-air porch is ideal for outdoor cooking and entertaining.
*Car enthusiasts and hobbyists will appreciate the attached 25’ x 22’ garage and a massive detached 25’ x 35’ garage, fully insulated with spray foam and equipped with air conditioning.
*Situated among mature oak trees and lush landscaping, the home also features a sprinkler system to keep the grounds pristine year-round. Additional Lots are available under separate contract.
*This home truly offers the perfect blend of luxury, functionality, and location. Schedule your private showing today!

Features

  • Rooms: 15
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Colonial
  • Year Built: 1987
  • Garage: 4-car Garage Door Opener, Garage Faces Side, Golf Cart Parking
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,148
  • Acreage: 0.5
  • Est. Taxes: $3,707
  • Lot Desc: Cul-De-Sac, Landscaped, Private
  • View: Trees/Woods
  • Elem. School: West Elementary School
  • Middle School: DeSoto Middle School
  • High School: DeSoto County High School
  • Pool: Chlorine Free, Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator, Water Softener
  • MLS#: C7512003
  • Days on Market: 185 days
  • Website: https://www.raveis.com
    /prop/C7512003/3990neashleyterrace_arcadia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/11/2026 12:02:28 PM)
Listing courtesy of TIMOTHY D BACKER   Phone: 863-494-7075

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3990 NE ASHLEY TERRACE, Arcadia, FL, 34266

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $309 $309 $309
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,175 $3,349 $4,459
Total Monthly Payment $3,576 $3,750 $4,860

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.