15530 AQUA CIRCLE, Port Charlotte, FL, 33981 | $899,000

Significant price adjustment makes you question why wait to build when you can move right into this like new home. All since 2023 - New 24 gauge metal roof, impact windows/doors, garage door, HVAC, pool cage, LVP flooring in all bedrooms, wood plank look tile other areas, spray foam insulation in attic (seller's says reduced elec. bill $100), It feels like home as soon as you step through the custom double door entry of the WATERFRONT, 4 bedroom, 3 CAR GARAGE home! Located in sought after Sec 93 of South Gulf Cove. Noticing first the custom designed Italian glass light in foyer, wood plank look tile on the diagonal throughout the downstairs, custom updated kitchen with wood cabinets, granite counters and spacious island with breakfast bar fully applianced including commercial fridge/freezer. Directly off of kitchen is dining room and at front of home formal living room. From kitchen you'll overlook your large family room with sliders to pool and lanai. Rounding out the practicality of the downstairs is the 1/2 bath at hallway from foyer to kitchen. Talk about great home for family or large gatherings, this one more than fits the bill. Up the beautiful redone staircase you'll find the primary suite with organizer walk in closet and en suite bath that is bright and beautiful walk in shower w/frameless glass door, dual sinks and private water closet and wood plank look tile on diagonal. The remaining 3 bedrooms are situated nicely around the staircase, two with built in closets and one with walk in closets. At the very front of the home upstairs is a large "bonus" room, perfect for media room, game room, second family room, endless choices. Also on second floor where it belongs for ease of use, is the laundry room that includes utility sink. Lanai has new screen cage with Picture window screen facing your waterfront canal and dock, that will take you out to the Lagoon if you just want a quick fishing trip or through the lock onto the Myakka River, then Charlotte Harbor or to the Intracoastal and Gulf of Mexico. Desirable South Gulf Cove waterfront community offers a park, boat launch (for a fee) walking paths and so much more, it is also appx. 15-20 minutes to Boca Grande beaches and Englewood (Manasota Key) beaches as well as 10-15 minutes to golf courses in the area. If you're looking for YOUR Florida paradise with lots of room for family and friends, do yourself a favor and call to see this one now!

Features

  • Amenities: Fence Restrictions, Park, Playground
  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2008
  • Garage: 3-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 3,056
  • Acreage: 0.23
  • Est. Taxes: $11,467
  • Lot Desc: FloodZone
  • View: Pool, Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Filtration System
  • MLS#: C7512001
  • Days on Market: 205 days
  • Website: https://www.raveis.com
    /prop/C7512001/15530aquacircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/2/2026 12:56:43 AM)
Listing courtesy of OCEAN PARTNERS REAL ESTATE   Phone: 941-627-6232

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15530 AQUA CIRCLE, Port Charlotte, FL, 33981

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.007% 5.952%
Monthly Tax Payment $956 $956 $956
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,084 $4,254 $5,972
Total Monthly Payment $5,132 $5,302 $7,020

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.