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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. A significant price adjustment creates a rare opportunity to get on the water while allowing flexibility to update systems or customize the home to your vision. Experience the Old Florida waterfront lifestyle on Snead Island, where evening golf cart rides, neighbors gathering for sunset, and days on the water are simply part of everyday life.
This 3-bedroom, 2-bath canal-front home offers direct boating access to Terra Ceia Bay, Tampa Bay, and the Gulf, complete with a concrete dock and davits ready for your boat and weekend adventures.
Here, the water isn’t just the view, it’s part of your daily routine. Cast a line from your seawall or dock for snook and trout, or unwind in the evening as fish glide through the glow of your green underwater dock light, a nightly show that never gets old.
The oversized screened lanai captures the relaxed fish camp atmosphere that defines this area, perfect for unwinding after a day on the water or enjoying the coastal breeze as boats idle through the canal. Inside, the home blends comfort and coastal charm with maple cabinetry, quartz countertops, a gas range, and open living spaces that keep the water in view.
Strategically priced to reflect current condition, this property represents one of the best waterfront values near the mouth of Terra Ceia Bay and the south end of Tampa Bay, offering quick access to exceptional fishing and open-water boating.
Waterfront opportunities with this location, boating access, and neighborhood lifestyle are increasingly rare. Bring your boat, meet your neighbors for sunset, and enjoy the timeless charm that makes Snead Island one of Florida’s true hidden gems.
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $374 | $374 | $374 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,079 | $3,157 | $4,152 |
| Total Monthly Payment | $3,545 | $3,623 | $4,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.