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Two Adjoining Parcels – Each 115' × 138' (Total 0. 7286?±?acres) – Near Swinging Bridge Reservoir, Bethel NY Fantastic opportunity to own a pair of wooded parcels totaling approximately 0. 73 acres in the rural Town of Bethel. Located just a short drive from the scenic Swinging Bridge Reservoir—popular for boating, fishing, and summer recreation—this property is perfect for a seasonal escape. Location & Highlights Each lot measures 115 feet wide by 138 feet deep. Combined acreage: ~0. 7286 acres. Very close to Swinging Bridge Reservoir—a public marina, fishing spots, and boating access Quiet, wooded surroundings ideal for nature lovers or outdoor enthusiasts. Zoning & Land-Use / Building Potential Zoned Forest Conservation (FC) within the Town of Bethel . In FC zones, 5-acre minimums are standard; your total of ~0. 73 acres is below that threshold . However, the Town’s zoning law supports rural, low-impact uses: Light recreational use—hiking, camping, picnicking. Accessory structures: sheds, hunting cabins, small off-grid shelters—subject to setbacks and typical accessory use rules, and may need a permit Farming, home gardens. Building a permanent dwelling will likely require a variance for minimum lot size. A shed, small cabin, or similar outbuilding, especially without plumbing or electricity, might be allowed by right—or with a simple permit process. What You Can Do Now Enjoy recreational use and outdoor living. Use for agricultural or hobby farming purposes. Later apply for variances or site plan review to build a full-time residence if desired. Zoning Overview District: Forest Conservation (FC) Min. lot size: 5 acres (existing combined 0. 73 acres are substandard) Permitted uses: Non-intensive recreation, accessory buildings, farming Build potential: Accessory structures permitted; permanent homes require variances These two parcels offer a serene and private setting, just steps from water recreation on the Swinging Bridge Reservoir. Ideal for nature retreats. Want to build a full-time house? A variance will be necessary—but the groundwork is laid in this peaceful, forested environment. Note: There are paper trails leading to these parcels. Tax Map #'s 51. A-6-2 and 51. A-6-5
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $4,800 | $4,800 | $4,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $28 | $30 | $40 |
| Total Monthly Payment | $103 | $105 | $115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.