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Presented by
Vicky Welch - Vicky & Team |
Located in one of Branford's desirable waterfront communities, this 3-bedroom, 1. 5-bath home has a long-standing history. Built in the 1940s as one of the first houses on Montgomery Parkway, it has been owned by the same family and has never been offered for sale before, making it a unique opportunity. The property sits just three homes from Linden Shore's sandy beach, offering deeded beach rights and a lifestyle connected to the shoreline. The home has solid bones and has been well maintained over the years. The interior of 10 Montgomery reflects its age and would greatly benefit from a thorough renovation or restoration to bring new life to the space. Notable features are the light-filled sunroom, breezeway and the full-sized, unfinished basement that provides additional potential living space. Both the main level and the upper-level offer water views, allowing you to enjoy the ocean breeze and listen to the waves. The property affords picturesque sunrises and moonrises, and the large backyard is ideal for outdoor activities, gardening, or relaxing. The home's location, complemented by the inviting Pawson Park atmosphere, offers easy access to local amenities, including the charming town center, restaurants, recreational facilities, and commuting options to Yale, New Haven, and New York City. This property is being offered in its current condition, (as is). 10 Montgomery offers an opportunity to invest in a home where value aligns with vision.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Built-Ins | 13.0 x 14.0 | Upper |
| Bedroom 2 | 9.0 x 10.0 | Upper | |
| Dining Room | Built-In Hutch,Built-Ins | 12.0 x 13.0 | Main |
| Family Room | Remodeled,9 ft+ Ceilings,Hardwood Floor | 18.0 x 18.0 | Main |
| Living Room | Fireplace | 12.0 x 24.0 | Main |
| Primary Bedroom | 12.0 x 20.0 | Upper |
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Vicky.Welch@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.305.5736
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William Raveis Mortgage, LLC
Phone: 203.415.2989
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NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $914 | $914 | $914 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,629 | $3,828 | $5,096 |
| Total Monthly Payment | $4,635 | $4,834 | $6,102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.