1405 STARBOARD DRIVE, St. Cloud, FL, 34771 | $239,000

Waterfront Bliss Awaits at Shelter Cove!
Charming Furnished 2-Bedroom, 2-Bath Cottage with Private Boat Dock

Welcome to your dream lakeside retreat! Tucked away in the picturesque and private Shelter Cove RV Resort — one of Central Florida’s best-kept secrets — this fully furnished 2-bedroom, 2-bath cottage is the perfect blend of charm, comfort, and carefree living.

Step inside and feel the stress melt away. Bright, breezy, and beautifully maintained, this cozy cottage is move-in ready and waiting for you to enjoy tranquil mornings on the porch and sunset cruises from your very own private boat dock on Lake Center — part of the stunning Alligator Chain of Lakes!

Resort-Style Living
Located in a gated, waterfront RV community, Shelter Cove offers all the amenities of a resort, with a laid-back, close-knit feel. Cruise along the golf cart trails, relax by the community pool, or join neighbors for social events and recreational activities.

Nature Meets Convenience
This lakeside haven is surrounded by lush woodlands, peaceful wetlands, and plenty of opportunities to fish, boat, or simply enjoy the great outdoors. Need to run into town? You’re just minutes from shopping, dining, and all the essentials — and only a short drive to the beaches and world-famous attractions of Central Florida.

Location Perks:

Direct access to Lake Center & Alligator Chain of Lakes

Just 4 miles to Publix, Winn-Dixie, and Walgreens

7 miles to St. Cloud’s restaurants and Walmart

20 miles to Orlando’s theme parks & attractions of Disney, Sea World and Universal Studios!

40 minutes to Melbourne & Cocoa Beach

Whether you’re in search of a vacation escape, a year-round home, or an income-generating investment, this affordable gem checks every box.

Don’t Miss Out – Schedule Your Private Tour Today!
Your lakeside lifestyle begins here!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Laundry, Pool
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 2004
  • Heating: Central
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 935
  • Acreage: 0.07
  • Est. Taxes: $1,719
  • HOA Fee: $178 Monthly
  • Pet Policy: Breed Restrictions
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: S5130073
  • Days on Market: 179 days
  • Website: https://www.raveis.com
    /prop/S5130073/1405starboarddrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2026 5:24:57 AM)
Listing courtesy of ST. CLOUD REAL ESTATE   Phone: 407-892-1920

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1405 STARBOARD DRIVE, St. Cloud, FL, 34771

$239,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,200 $191,200 $191,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $143 $143 $143
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,086 $1,145 $1,524
Total Monthly Payment $1,304 $1,363 $1,742

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.