1240 ALLIGATOR ALLEY, Haines City, FL, 33844 | $320,000

ANOTHER GREAT PRICE IMPROVEMENT! BACK ON THE MARKET!!! BUYER UNABLE TO FINANCE. APPRAISED ABOVE LISTING PRICE. AND PASSED VA INSPECTION !
Fisherman’s Paradise with Peace, Privacy, and Endless Potential – No HOA! Sold as is.

Looking to escape the hustle and enjoy life on your own terms? Welcome to 1240 Alligator Aly—a haven for anyone craving quiet country living with direct water access and no HOA or restrictions to hold you back.
Great investment opportunity for a rental or vacation rental too.

Nestled in the serene Shady Cove area, this spacious and well-maintained 3-bedroom, 2-bath home sits along a canal with access to beautiful Lake Marion—perfect for boating, fishing, or simply enjoying peaceful waterfront views from your own backyard.

Inside, the home offers a warm, open layout featuring a modern kitchen with granite countertops, stone backsplash, and a breakfast bar. Whether you're hosting friends or enjoying a quiet morning before heading out to fish, this space offers comfort and style. The flexible living and dining areas, large family room, and private primary suite create a cozy and functional retreat.

Need space for hobbies, gear, or guests? You’ve got it:

Large craft room

Oversized laundry/storage room

Detached garage/workshop with plenty of storage, a roll-up door, and even a climate-controlled office

Screened-in outdoor entertaining space

Separate in-law suite with its own entrance, kitchenette, Full bath, and A/C—perfect for extended stays or rental potential

There’s also an additional lot included, providing more room for gardens, toys, or simply enjoying the natural surroundings. Bring your boats, trailers, RVs—no HOA means no limits.

If you’re a fisherman, nature lover, or someone who values privacy and independence, this one-of-a-kind property is calling your name.

Call today to schedule your private tour and experience the peace, freedom, and adventure that await at 1240 Alligator Aly!
Very Motivated Sellers. . Bring us your offer! ALL OFFERS CONSIDERED!
Coming Soon :
A large new shopping plaza called Crossroads Village Center is coming to Haines City. It will be anchored by a Target Superstore and include retail, dining, residential, and rooftop entertainment options. The development is located on US-17 and spans 120 acres.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 1970
  • Garage: 2-car Boat, Driveway, Garage Door Opener, Workshop in Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,680
  • Acreage: 0.65
  • Est. Taxes: $1,641
  • View: Water
  • Elem. School: Sandhill Elem
  • Middle School: Lake Marion Creek Middle
  • High School: Haines City Senior High
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6320644
  • Days on Market: 109 days
  • Website: https://www.raveis.com
    /prop/O6320644/1240alligatoralley_hainescity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/10/2026 2:47:07 PM)
Listing courtesy of RE/MAX HERITAGE PROFESSIONALS   Phone: 863-256-2188

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1240 ALLIGATOR ALLEY, Haines City, FL, 33844

$320,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $137 $137 $137
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,454 $1,533 $2,041
Total Monthly Payment $1,666 $1,745 $2,253

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.