3337 MANGROVE DRIVE, Hernando Beach, FL, 34607 | $960,000

Amazing opportunity to own a 4 bedrooms and 3 bathrooms multigenerational pool home with Gulf Views and Direct Gulf Access in Hernando Beach FL!

This unique multigenerational single family pool home has 4 bedrooms and 3 bathrooms home with 2 separate units for different family members. Unit 1 is on the second floor with 2 bedrooms and 2 bathrooms with full kitchen with granite island/countertops and stainless-steel appliances. Additional features include wood flooring, updated bathrooms, screened porch with Gulf views and spa tub in the master bathroom. Unit 2 is on the second floor with 2 bedrooms and 1 bathroom with a full kitchen and living room with Gulf Views. Downstairs on the ground level has great possibilities to use a garage, storage or something else. This unique design allows family members to live their own lives within this communal property.

The backyard has 93 feet on a saltwater canal that leads directly to the Gulf of Mexico without any fixed bridges. For those family members that love water. The property has a 10, 000-pound boat lift and Duratek fixed dock as well as a large inground gunnite pool with oversized stamped concrete deck, and large grass area for the family members with fur. Cover parking spot for your boat or RV.

This home is located in the Direct Gulf Access section of Hernando Beach meaning the canals behind this home are saltwater, gracefully rising and falling with the tides. This means that you enjoy seamless navigation directly to the Gulf of Mexico without encountering fixed bridges or any obstructive challenges. The convenience and freedom of unimpeded boating make this section highly sought-after for those who crave an optimal boating experience.

This section of Hernando Beach does not have an HOA meaning no deed restrictions only county does apply. So, you can keep boats, trailers, and commercial vehicles in your yard or driveway. You can have 8-foot-high privacy fences and use your home as a short-term rental if you want. This section is the most popular place to live in Hernando beach because it is the best for boating.

Welcome to Hernando Beach, a hidden gem nestled along the Gulf of Mexico, where the heart of the community beats to the rhythm of recreational fishing and boating. Tucked away down a coastal 2-lane highway with access points only from the North and South, Hernando Beach is a quiet and isolated coastal hamlet offering a unique blend of tranquility and vibrant coastal living.

While the name might suggest sandy shores, Hernando Beach surprises with its lack of a traditional beach, compensating instead with a cool coastal vibe that permeates through waterfront tiki bars, marinas, fine dining restaurants, seafood markets, and charming shops. The community is a haven for those seeking a waterfront lifestyle, with single-family homes lining saltwater direct Gulf Access canals or freshwater indirect Gulf Access canals.

In essence, Hernando Beach beckons those who yearn for an extraordinary Gulf Coast Fishing Homes Lifestyle, where the rhythms of the sea and the charms of coastal living converge in perfect harmony. Welcome to a community where isolation feels like a luxury, and the beauty of the Gulf Coast unfolds in every tide and sunset.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Closet
  • Year Built: 1970
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,014
  • Acreage: 0.21
  • Est. Taxes: $10,814
  • Pool: Gunite, In Ground
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: W7876978
  • Days on Market: 166 days
  • Website: https://www.raveis.com
    /prop/W7876978/3337mangrovedrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/2/2026 3:06:50 PM)
Listing courtesy of GULF COAST FISHING HOMES RLTY   Phone: 813-394-4356

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3337 MANGROVE DRIVE, Hernando Beach, FL, 34607

$960,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $768,000 $768,000 $768,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.278% 6.121% 6.038%
Monthly Tax Payment $901 $901 $901
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,421 $4,605 $6,429
Total Monthly Payment $5,414 $5,598 $7,422

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.