727 KEY ROYALE DRIVE, Holmes Beach, FL, 34217 | $4,186,000

Exquisite Waterfront Luxury Home with Breathtaking Gulf Views nestled in the picturesque shores of Key Royale in Holmes Beach on Anna Maria Island. Welcome to an unparalleled coastal retreat in the exclusive North Point Harbor Community. This custom-built, 3, 640 sq. ft. luxury waterfront estate boasts 5 full bedrooms plus a bonus room, 4 full bathrooms, and 2 half bathrooms downstairs, offering an exceptional blend of comfort and sophistication. Perched along the pristine shores of the Gulf, this POOL home offers immaculate water views from every angle, seamlessly blending indoor and outdoor living. Two expansive balconies provide the perfect setting for relaxation, while the private dock with a dedicated boat slip awaits your yacht, offering effortless access to Tampa Bay and beyond. Inside, you’ll find beautiful vinyl wood and tile flooring throughout the open-concept living spaces, enhancing the home’s refined aesthetic. Thoughtfully updated throughout, this residence features a durable, long-lasting metal roof, ensuring both style and longevity. Beyond the home, the North Point Harbor Community elevates your lifestyle with meticulously maintained grounds, tennis courts, and golf cart accessibility. Golf and boating enthusiasts will relish the proximity to the golf club and premier waterways, making every day feel like a luxury vacation.
With no flood damage and an impeccable, move-in-ready condition, this waterfront masterpiece is a rare find. Don’t miss the opportunity to experience the ultimate in coastal elegance and resort-style living—take your boat, enjoy the sun, and embrace the island life. Schedule your private showing today!

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 4 full / 2 half
  • Lot Size: 80 x 120
  • Laundry: Inside
  • Style: Contemporary
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,640
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $45,927
  • HOA Fee: $450 Quarterly
  • Lot Desc: Cul-De-Sac, Landscaped, Near Golf Course
  • View: Water
  • Elem. School: Anna Maria Elementary
  • Middle School: Martha B. King Middle
  • High School: Manatee High
  • Pool: In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Range Hood, Refrigerator
  • MLS#: TB8348338
  • Days on Market: 266 days
  • Website: https://www.raveis.com
    /eprop/TB8348338/727keyroyaledrive_holmesbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/8/2025 12:16:06 AM)
Listing courtesy of ENGEL & VOLKERS TAMPA DOWNTOWN   Phone: 813-863-1986

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

727 KEY ROYALE DRIVE, Holmes Beach, FL, 34217

$4,186,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,348,800 $3,348,800 $3,348,800
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.110% 5.952%
Monthly Tax Payment $3,827 $3,827 $3,827
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $19,278 $20,078 $27,809
Total Monthly Payment $23,230 $24,030 $31,761

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.