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One or more photo(s) has been virtually staged. *** MOVE-IN READY WATERFRONT TOWNHOME CHECKS ALL THE BOXES *** Own a slice of DEEP WATERFRONT paradise at an AMAZING PRICE! Unwind in this stunning Coastal Mediterranean OPEN CONCEPT townhome-style condo with FULL WATER VIEWS from every floor. Starting in the Entry, the hardwood stairs will lead you up to the Living Room – and WOW…THAT VIEW! For the first time ever, this community took on approx 30” of flood water on the GROUND FLOOR ONLY during Hurricane Helene. Post-storm mitigation was completed WITH ALL PERMITS including NEW exterior A/C units, water heater, vinyl plank flooring & drywall, new interior doors, baseboards & trim. This home was made to entertain with two balconies – all with a front row seat for watching INCREDIBLE SUNSETS, dolphin, manatee and birds! Gorgeous hand scraped hardwood floors flow throughout the spacious Living Room featuring a remote-controlled privacy blind, wood-burning fireplace, opens up to the 2nd floor balcony, and the Dining Room, perfectly sized for a large dining table. The gourmet Tuscan-style kitchen was completely renovated, including raising the ceiling, soft-close wood cabinets, quartz countertops, tile backsplash, upper peninsula cabinets with custom-etched glass doors and stemware racks, large island with multiple wine racks and built-in wine refrigerator, high-end GE appliances (double oven, quiet dishwasher with stainless interior, microwave and French Door refrigerator), under cabinet lighting, and a well-organized pantry. 3rd floor features an Owner's Suite with wood plank vaulted ceilings, private balcony with impact-rated sliders and full view of the Intracoastal Waterway – just imagine waking up every day to these jaw-dropping views – all without leaving your bed! Walk-in closet with built-in storage leads to the Owner's ensuite bathroom with window for natural daylight, also remodeled with wood cabinets, quartz countertops, double vanity sinks, walk-in shower, and deep jetted tub! The second ensuite bedroom includes wood plank vaulted ceilings, full bathroom and two closets with built-in storage. Between the bedrooms on the 3rd floor are full-size washer & dryer with wall cabinet and hanging rod, a coffee/beverage area with sink and mini-frig. Weather-resistant engineered wood decking on the balconies, and 2nd floor balcony has spiral staircase down to the ground level. Ground floor includes a deep oversized 1-car garage, Bonus Room with storage and a covered lanai with brick pavers. Village of Paradise Island is a social boating community for ALL AGES! GOLF CART & PET FRIENDLY! Two large pools with cabanas, fishing dock, kayak/paddle board launch, and 26 DEEP WATER BOAT SLIPS in a protected cove with deep water access (even during low tide) for yachts & sailboats up to 45’ with short waitlist available on first come, first serve basis and leases to residents for only $4/ft, including electric & water. Next door is Treasure Bay Golf and Tennis Recreation Center (currently being renovated). MILESTONE INSPECTION PASSED! 459 Haven Point was one of the four units fully inspected. NOTE >>> per the City of Treasure Island: "Living space and restrooms are NOT PERMITTED in enclosed areas below the Design Flood Elevation. If repairs include bedrooms and/or bathrooms [on ground floor, then those owners] have completed the repairs/improvements WITHOUT the benefit of PERMIT. Properties that have been repaired without a permit are not included in the list of compliant structures. "
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $770 | $770 | $770 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,312 | $3,493 | $4,538 |
| Total Monthly Payment | $4,174 | $4,355 | $5,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.