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Presented by
Graham Graczyk |
3132 PINE TREE DRIVE, Edgewater, FL, 32141 | $264,990
SELLER FINANCING AVAILABLE FOR THIS HOME WITH LOW DOWN PAYMENT LOW APR%! NO FLOODING EVER — HIGH & DRY! This beautifully maintained 4-bedroom, 2-bath concrete block home offers 1, 534 square feet of comfortable living space, all situated on a massive corner lot with plenty of room to park your boat, RV, or toys. Whether you're looking for a primary residence, snowbird retreat, or investment opportunity, this home checks all the boxes! Inside, you'll find a well-designed split floor plan, with a spacious primary suite and three additional bedrooms offering flexibility for guests, office space, or hobbies. The open-concept living and dining areas flow seamlessly into the kitchen, making entertaining a breeze. Step outside to enjoy the oversized yard—ideal for adding a pool, workshop, or simply enjoying the Florida sunshine in your own private space. Residents of Edgewater love the friendly, down-to-earth vibe and the strong sense of community that comes with living in this charming coastal town. From farmers markets and art festivals to car shows, local concerts, and holiday parades, there's always something fun happening to bring neighbors together. Plus, you're just minutes from riverfront parks, public boat ramps, the Intracoastal Waterway, and the beaches of New Smyrna Beach. Live where others vacation and enjoy the best of Florida's laid-back lifestyle—plenty of space, natural beauty, and a close-knit community, all just a short ride from the beach and river.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Laundry: Other
- Style: Traditional
- Year Built: 1978
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,534
- Acreage: 0.23
- Est. Taxes: $4,152
- Lot Desc: Corner Lot
- Elem. School: Indian River Elem
- Middle School: New Smyrna Beach Middl
- High School: New Smyrna Beach High
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: NS1085352
- Days on Market: 134 days
- Website: https://www.raveis.com
/prop/NS1085352/3132pinetreedrive_edgewater_fl?source=qrflyer
Graham GraczykSales Associate
561.286.2812
Graham.Graczyk@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joseph HartleyInsurance Sales Director, William Raveis Insurance
954.729.6530
Joseph.Hartley@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3132 PINE TREE DRIVE, Edgewater, FL, 32141
$264,990
Graham Graczyk
Sales Associate
William Raveis Real Estate
Phone: 561.286.2812
Graham.Graczyk@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $211,992 | $211,992 | $211,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $346 | $346 | $346 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,204 | $1,288 | $1,718 |
| Total Monthly Payment | $1,625 | $1,709 | $2,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388