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Charming 3-Bedroom Home in St. Augustine South. Welcome to 111 Lobelia Rd. , nestled in the highly sought-after St. Augustine South neighborhood. This beautifully updated 3-bedroom, 2-bathroom home boasts a spacious, fully fenced backyard with plenty of room for your boat or RV—no HOA or CDD to worry about! Step inside to find fresh interior paint, brand-new professionally installed kitchen cabinets, and new granite countertops. The split-bedroom floor plan ensures privacy, while the travertine-tile fireplace in the living area creates a cozy ambiance. Enjoy peace of mind with recent updates, including a new hot water heater, re-plumbed, a separate well pump for irrigation, and a brand-new hurricane-rated garage door. Relax on the rear 6 x 14 screened porch with tile flooring or take advantage of the oversized 23 x 20 two-car garage. The home features hurricane shutters (stored in the attic), a security system, and all double-pane windows for energy efficiency. The air conditioning system is only 10 years old, and the septic drain field has been updated as well. Roof in great condition 2012 with transferable warranty. Located in a quiet neighborhood with a community playground, center, and two boat launches just minutes away, this home offers the perfect balance of comfort and convenience. With plenty of room for gardening or entertaining in the backyard, this property is an ideal haven for outdoor enthusiasts. Don’t miss your chance to make this move-in-ready gem your own! Schedule your showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$387,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $310,240 | $310,240 | $310,240 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $276 | $276 | $276 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,762 | $1,885 | $2,514 |
| Total Monthly Payment | $2,113 | $2,236 | $2,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.