18 EMDEN CIRCLE, Punta Gorda, FL, 33950 | $255,000

Welcome to the friendly neighborhood of Windmill Village. A resident owned 55+ gated community located in Punta Gorda. Desirable Jacobsen Homes, fully furnished home with an open/split floor plan features an immaculate 3-bedroom, 2-bathroom 1, 581 square foot home is situated on a corner lot with a covered carport, paver patio or car/golf cart pad and a new shingle roof in 2023. Extensive and perfectly manicured lawns and landscaped yard with exterior solar lighting welcomes you as you approach your new home. A bonus feature is an automatic irrigation system so you never need to worry about watering. You have 5 zone Mitsubishi Mini-Splits to heat and cool your home. This home features beautiful ceramic tile in the entry, kitchen, laundry rooms and bathrooms. Wood flooring in all 3-bedrooms and living room. Living room has reverse vault ceilings, five double-paned windows and a newer ceiling fan. The kitchen/dining area features stainless steel appliances, center island, breakfast bar, granite counter tops and an abundance of wood cabinets with crown molding. French doors open to the office/den space that can be used as a third bedroom. Main suite includes a wall of closets plus a walk-in closet in the main bath, dual vanity area and large updated walk in shower with new doors and a skylight. The guest bedroom with walk-in closet, offers plenty of room for visiting family and friends. Guests also have access to their own full bath that offers a full tub, shower and skylight. Large storage shed with golf cart storage, utility sink and storage has an overhead door to pull. Relax in your 14 x 17 screened in lanai. The home has a Kinetic Water Softener. Windmill Village community features 2 Marina's with free first come first served boat slips and access to the Gulf. Private boat ramp, Post Office, trailer storage yard, upscale beautiful Community Center for all your social events. Clubhouse has billiard room, library, and banquet hall. There is a newer pavilion by the heated pool. For a nominal HOA fee water, sewer and yard care are included. Windmill Village share and bond buy-in of $18, 285. 00 (returned when you sell) is not included in the sale price of this home. Punta Gorda was voted “#1 Best Small Place to Live” by Money Magazine. Schedule a showing today. This is your paradise!

Features

  • Amenities: Clubhouse, Fence Restrictions, Gated, Pickleball Court(s), Pool, Shuffleboard Court
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2005
  • Heating: Wall Units / Window Unit
  • Cooling: Mini-Split Unit(s)
  • Approx Sq. Feet: 1,581
  • Acreage: 0.11
  • Est. Taxes: $4,426
  • HOA Fee: $260 Monthly
  • Lot Desc: Corner Lot, Landscaped
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Washer, Water Filtration System
  • MLS#: C7506263
  • Days on Market: 304 days
  • Website: https://www.raveis.com
    /prop/C7506263/18emdencircle_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 2:17:08 PM)
Listing courtesy of SELLSTATE VISION REALTY   Phone: 941-336-5400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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18 EMDEN CIRCLE, Punta Gorda, FL, 33950

$255,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $204,000 $204,000 $204,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.396%
Monthly Tax Payment $369 $369 $369
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,158 $1,222 $1,627
Total Monthly Payment $1,602 $1,666 $2,071

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.