640 LYONS LANE, Longboat Key, FL, 34228 | $1,295,000

Discover the exceptional potential of 640 Lyons Lane, a perfectly situated vacant lot on a unique street in North Longboat Key, with homes only on one side and protected wetlands on the other. This property includes permitted plans for a stunning three-bedroom, three-and-a-half-bathroom home, offering an outstanding opportunity to build your dream residence in the sought-after Longboat Key. The existing plans showcase a well-designed layout, featuring a spacious primary suite with expansive views over the tranquil canal. For those seeking additional space, the plans can be updated to add another level, further enhancing the property's value and living area. Enjoy breathtaking water views from both the front and rear of the property, creating a serene and picturesque living environment. Adding to its allure, the property includes a newly installed pool and a convenient boat dock with a 10, 000 lb lift, all seamlessly integrated into the new planned design, perfect for embracing the Florida boating lifestyle. Enjoy direct access to the Millar and Sarasota Bays with no fixed bridges to the Gulf, offering unparalleled convenience for boating enthusiasts. This listing is for the lot only and does not include the cost of construction. However, the permitted plans, surveys, and other essential documentation are included. Buyers have the flexibility to start over with new plans if desired. Pricing is available for the existing permitted plans from the contractor, but the buyer is free to choose any builder for the construction. Whether you're looking to create a permanent residence or a luxurious vacation retreat, 640 Lyons Lane offers the ideal canvas. Don't miss this opportunity to own a piece of paradise in Longboat Key, with proximity to pristine beaches, golf courses, and fine dining.

Features

  • Frontage: Canal: 80
  • Lot Size: 80 x 124
  • View: Water
  • MLS#: A4657391
  • Days on Market: 67 days
  • Website: https://www.raveis.com
    /prop/A4657391/640lyonslane_longboatkey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/6/2025 9:17:09 PM)
Listing courtesy of SEA BREEZE REAL ESTATE LLC   Phone: 941-777-7171

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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640 LYONS LANE, Longboat Key, FL, 34228

$1,295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,036,000 $1,036,000 $1,036,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.110% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,964 $6,211 $8,603
Total Monthly Payment $6,089 $6,336 $8,728

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.