21451 US HIGHWAY 98, Dade City, FL, 33523 | $1,250,000

One or more photo(s) has been virtually staged. WILL CONSIDER ALL REASONABLE OFFERS! Amazing! Today's savings are tomorrow's Equity! Private Gated Estate on Nearly 23 Acres | Ranch-Style Home | Guest Studio | Barn | Stocked Pond
A True Country Retreat with Endless Possibilities!
Welcome to your dream estate! Nestled on 22. 98 acres of serene countryside, this extraordinary property offers the ultimate in privacy, peace, and potential. Enter through a distinguished brick and wrought-iron gated entrance and travel along 800 feet of paved driveway, enhanced by an additional 200-foot circular drive lit by a charming street lamp—guiding you home beneath a canopy of majestic oaks.
At the heart of the estate lies a handsome A-frame ranch-style home featuring classic cedar lap siding and a well-thought-out split-level design for privacy and comfort. The home sits on 8 cleared acres and showcases tranquil views of nature and a stocked pond. Inside, you’ll find 3 bedrooms, 2 bathrooms, a spacious loft, and two cozy brick wood-burning fireplaces—one in the living room with soaring vaulted ceilings and yellow pine paneling, and one in the private master suite.
The inviting foyer welcomes you with striking Pecky Cypress walls, while the kitchen features a breakfast nook, gas range, electric oven, and easy-to-maintain Formica counters. The master bedroom includes its own entrance, fireplace, French doors to the backyard, a private bath, and stacked washer/dryer. The second bedroom offers another washer/dryer hookup, and the third bedroom opens to the outdoors via sliding glass doors leading to a 16' x 40' screened wood deck—perfect for enjoying the sounds of your very own wildlife sanctuary.
This stunning estate is home to wild turkeys, black-bellied whistling ducks, deer, and even the occasional bobcat family. The pond is stocked with tilapia for your private fishing pleasure.
But that’s not all—this property offers impressive outbuildings to support your hobbies, guests, or business ventures:
• A 20’ x 24’ detached 2-car garage/workshop with washer/dryer hookup and water heater.
• A 30’ x 30’ two-story garage built in 2000, complete with an upstairs studio apartment, full bathroom, Berber carpet, built-in desk, generous closet space, and generator transfer switch—ideal for a guest house, gym, home theater, art studio, or office.
• A massive 30’ x 60’ barn on approximately 3 cleared acres with tack and dry rooms, perfect for livestock, horses, or a thriving garden.
The land features a mix of wood and chain-link fencing, with 250 feet of frontage along Highway 98, and even a variety of landscaping that includes Florida Muscadine grapes. The northern boundary adjoins Peterson Park near the Withlacoochee River, perfect for kayaking, canoeing, and fishing.
Additional Features:
• Main home A/C (approx. 2018)
• Garage A/C (approx. 2019)
• Roof (approx. 10–12 years old)
This is country living at its finest—a rare opportunity to own a sprawling, versatile estate with room to live, grow, and thrive.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Garage, Inside, Washer Hookup
  • Style: Ranch
  • Year Built: 1978
  • Garage: 4-car Bath In Garage, Circular Driveway, Driveway, Garage Door Opener, Guest, Open, Oversized, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,393
  • Acreage: 22.98
  • Est. Taxes: $7,838
  • Lot Desc: In County
  • View: Trees/Woods
  • Elem. School: Lacoochee Elementary-PO
  • Middle School: Pasco Middle-PO
  • High School: Pasco High-PO
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener
  • MLS#: TB8401807
  • Days on Market: 196 days
  • Website: https://www.raveis.com
    /eprop/TB8401807/21451ushighway98_dadecity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 3:05:41 PM)
Listing courtesy of LANCE SMITH REALTY LLC   Phone: 813-479-6936

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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21451 US HIGHWAY 98, Dade City, FL, 33523

$1,250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,000,000 $1,000,000 $1,000,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.229% 6.121% 6.018%
Monthly Tax Payment $653 $653 $653
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,678 $5,996 $8,371
Total Monthly Payment $6,456 $6,774 $9,149

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.