1015 W CHARTER STREET, Tampa, FL, 33602 | $1,299,999

Under contract-accepting backup offers. Amazing Value in one of the hottest neighborhoods in Tampa! 5 bed, plus office, plus Bonus Room! First floor Owners suite! This spec home feels like Custom! Prepare to be amazed by the quality and charm you have come to expect from Titan 1 Design and Construction. Situated on a quiet street, this home is walkable to two neighborhood parks with playgrounds, fields, and courts. Once inside, you’ll notice what makes this home unique. Extra warm features and upgrades abound with a gas/wood fireplace, planked wood patio ceilings, owners suite charge station, a hallway bar or desk area (you choose!) , plus a hidden butlers pantry, a flex space with storage and a feature wall, and a drop zone with butcher block counters and upper & lower storage, Upon arrival you will be welcomed by the striking design and covered front porch. Spacious entry with a double coat closet. Just down the hall to your left is the owners suite, with shutter window treatments already installed. Oversize with dual sinks, extra storage, a large walk in shower and a separate soaking tub complete the owners bathroom. Also included is a professional built-out owners closet with all the high-end storage needed for two people. A back office/den and half bath are at the back of the home. At the heart of the home is open-concept living at its finest with a Dining/Kitchen/Great Room. Notice the multi-toned cabinetry and oversized quartz island with farmhouse sink. Upgraded cabinetry with storage under the island as well as spice rack and utensil upgrades. But you will be blown away by the hidden butlers pantry which is Pinterest worthy and hides your small appliances! Large sliders take you outside to your wood trimmed covered patio and large fenced backyard (coming soon!) —A blank slate for your outdoor oasis. Just off the kitchen is the inside utility /laundry room And a wonderful drop zone with lots of cabinet storage to kept you organized. Before you head back to the 2nd floor, notice the built in bar or desk off the hallway. Perfect spot for entertaining or 2nd office nook. Head up stairs. . . and WOW the Bonus room blows you away. Huge 2nd floor living with 4 bedrooms and 3 full bathrooms. All bedrooms have ensuite bathroom access and walk-in closets. Very versatile space, the perfect lounge or game room. . This well laid out over 3500SF+ home is functional and versatile depending on your needs. One of the best features is its highly desirable location just 5 minutes to downtown and all Tampa has to offer including: Armature Works, miles of Riverwalk, Amalie Arena, the Straz Performing Arts Center, Tampa General, USF and a short ride to Tampa International and Raymond James Stadium. Easy access to Hwy 275 and a short ride to Uptown and St Petersburg. Discover the charm and ease of living in Riverside Heights today.

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
  • Style: Contemporary, Craftsman
  • Year Built: 2025
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Zoned
  • Cooling: Central Air
  • Approx Sq. Feet: 3,593
  • Acreage: 0.16
  • Est. Taxes: $3,046
  • Lot Desc: Cleared, Landscaped, Level, Sidewalk
  • Elem. School: Graham-HB
  • Middle School: Stewart-HB
  • High School: Hillsborough-HB
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Freezer, Ice Maker, Microwave, Range Hood, Refrigerator, Tankless Water Heater
  • MLS#: TB8401427
  • Days on Market: 244 days
  • Website: https://www.raveis.com
    /eprop/TB8401427/1015wcharterstreet_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/10/2026 9:35:24 AM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 813-839-3800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1015 W CHARTER STREET, Tampa, FL, 33602

$1,299,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,039,999 $1,039,999 $1,039,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.202% 6.121% 6.011%
Monthly Tax Payment $254 $254 $254
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,987 $6,235 $8,636
Total Monthly Payment $6,366 $6,614 $9,015

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.