3409 61ST TERRACE E, Ellenton, FL, 34222 | $449,000

Stunning 4-Bedroom Home on a Spring-Fed Pond with 3-Car Garage & Prime Location

Welcome to this beautifully designed 4-bedroom, 3-bathroom split-plan home, perfectly situated on a serene spring-fed pond. From the moment you step through the grand entrance with striking tile inlay, you’ll be impressed by the thoughtful layout and high-end touches throughout.

This spacious home offers a formal dining room, a large den/office space, and an open-concept kitchen complete with a breakfast bar, walk-in pantry (with custom pull-out drawers), and direct views of the screened in patio. The indoor laundry room and three full bathrooms, including one with direct access to the back patio, make everyday living as convenient as it is comfortable.

The owner’s suite features a door to the back patio as well as a custom walk-in closet, bath tub, shower and private water closet. With additional features like natural gas, a home alarm system, and a concrete patio slab for outdoor living further elevate the lifestyle.

Car enthusiasts and hobbyists will love the three-car garage, offering ample storage and functionality.

Unbeatable Location: Just minutes from Ellenton Premium Outlets, Detwiler’s Farm Market, Whiskey Joe’s, Woody’s River Roo, and a wide variety of shops and restaurants. With I-75 less than two miles away, you’re a quick drive from the beautiful sands of Anna Maria Island, Siesta Key, Tampa, St. Petersburg, and some of Florida’s best beaches.

This home combines elegance, functionality, and the ultimate Florida lifestyle—don’t miss your chance to make it yours!

Features

  • Amenities: Fence Restrictions
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2004
  • Garage: 3-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Heat Pump, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,222
  • Acreage: 0.16
  • Est. Taxes: $4,896
  • HOA Fee: $675 Annually
  • Lot Desc: In County, Landscaped, Sidewalk
  • View: Park/Greenbelt, Water
  • Water Front: Yes
  • Elem. School: Blackburn Elementary
  • Middle School: Buffalo Creek Middle
  • High School: Palmetto High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8401674
  • Days on Market: 316 days
  • Website: https://www.raveis.com
    /prop/TB8401674/340961stterracee_ellenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 12:48:48 AM)
Listing courtesy of COASTAL PROPERTIES GROUP   Phone: 727-493-1555

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3409 61ST TERRACE E, Ellenton, FL, 34222

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $408 $408 $408
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,154 $2,241 $2,959
Total Monthly Payment $2,637 $2,724 $3,442

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.