2698 RIVER CREEK LANE, St. Cloud, FL, 34771 | $585,000

An incredible opportunity to own a PREMIUM CONSERVATION LOT, “Better Than New" Prestige model for much less than the cost of a new build! This lovely 3 bedroom, 2. 5 bath, 2080 sq ft home in the Del Webb Sunbridge Community in Saint Cloud, near Lake Nona, is simply gorgeous! Built in 2022, the owners have taken immaculate care of their dream home, adding numerous upgrades like the "Stellar Snow" quartz countertops, beautiful "Lumber Gray" tile flooring, premium cabinets with roll out trays and "soft closing" drawers throughout the kitchen. A built in gas stove and a covered lanai plumbed for a gas outdoor kitchen are conveniently included in this natural gas community. This premium conservation lot ensures backyard privacy with no rear neighbors and a backyard large enough for a wonderful family pool. The home has been freshly painted both inside and out in 2024. The garage floor has been professionally and flawlessly epoxy coated. This home is truly "Better Than New" with any and all new construction items having been addressed. Sunbridge is an active 55+ community which requires at least one adult in the home to be 55+. The HOA fees cover all lawn care, the Hammock Club amenities including tennis and pickleball courts, fitness center, swimming pools, walking and biking trails, and the upkeep of the beloved indoor and outdoor performance venues. Sunbridge is located within 25 minutes of Orlando International Airport and plenty of shopping and restaurants at Lake Nona, and 40 minutes from all Disney Attractions. Owners would like to note that much of the furniture is available and negotiable.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Park, Pickleball Court(s), Playground, Pool, Trail(s)
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,080
  • Acreage: 0.18
  • Est. Taxes: $6,400
  • HOA Fee: $443 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Tankless Water Heater
  • MLS#: O6322425
  • Days on Market: 303 days
  • Website: https://www.raveis.com
    /prop/O6322425/2698rivercreeklane_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 11:58:35 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2698 RIVER CREEK LANE, St. Cloud, FL, 34771

$585,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $468,000 $468,000 $468,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $533 $533 $533
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,882 $2,997 $3,918
Total Monthly Payment $3,507 $3,622 $4,543

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.