4098 DIAZ COURT, Hernando Beach, FL, 34607 | $250,000

Tucked along a deep water canal with DIRECT GULF ACCESS, this 60x100 waterfront lot invites you to bring your coastal dreams to life. Imagine waking up to the glisten of morning light dancing on the water, with no bridges between you and the open sea—your boat, your breeze, your freedom.
The lot features a brand-new seawall with endcap and steps—a $55, 000 investment already in place, saving you time and money as you plan your perfect build. This rare gem offers R1B zoning for a single-family home and sits gracefully in a flood zone, requiring an elevated design—ideal for capturing unobstructed views of tranquil wetlands and surrounding natural splendor. The neighboring home lies low, ensuring your future build rises into panoramic beauty.
And the sunsets? They’re nothing short of spectacular—painted skies that stretch endlessly over the Gulf, best enjoyed from your future balcony or private dock.
Here in Hernando Beach, there are HOA or CDD rules to curb your vision. Whether it’s a peaceful escape, a vacation investment, or a forever home, this location offers the flexibility to craft a lifestyle as bold or serene as you choose.
Adventurers and nature lovers rejoice—just minutes away awaits the magical spring-fed waters of Weeki Wachee, perfect for kayaking, manatee sightings, and lazy swims under the sun. As the day winds down, explore local eateries with live music, coastal charm, and that unmistakable small-town soul.
Utilities—water, sewer, and power—are ready at the street, paving the way for a seamless start to your building journey. (Please note: lot lines shown on aerial maps are approximate. )
This isn’t just a lot—it’s a gateway to the Gulf and the lifestyle you've been waiting for.

Features

  • Lot Size: 60 x 100
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • MLS#: W7876807
  • Days on Market: 290 days
  • Website: https://www.raveis.com
    /prop/W7876807/4098diazcourt_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 5:35:42 PM)
Listing courtesy of FLORIDAS A TEAM REALTY   Phone: 352-556-2865

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4098 DIAZ COURT, Hernando Beach, FL, 34607

$250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $200,000 $200,000 $200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,199 $1,248 $1,647
Total Monthly Payment $1,274 $1,323 $1,722

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.