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GAS PACK HVAC 2025, ROOF 2022, TANKLESS WATER HEATER 2023. Located in beautiful Drayton on the Ashley. Neighborhood has private boat ramp on the Ashley River, pool, play park and pond for fishing. Kitchen remodel in 2012 which includes 42'' Maple Cabinets with pull outs, soft close features, granite counter tops and tile flooring. Stainless steel appliances replaced in 2022. A Sit-Down Bar area separates the kitchen and the family room. Cozy wood burning brick fireplace in family room and one wall shiplap. Beautiful refinished Red Oak Hardwood floors in Living Room, Dining Room, Family Room, Foyer, Hallway and the Three Bedrooms. Fenced large backyard has new deck which is perfect for entertaining or enjoying a cup of coffee or beveraOver sized two car garage with pull down stairs and storage in the attic over the garage. Driveway is large enough for 6 cars or to park your boat or camper. There is a membership fee for boat ramp & pool in the neighborhood. Walking/bike trails are across the street. Grocery store, coffee shop, restaurants & nail salon within walking distance. Hospital, airport, beaches, shopping and downtown Charleston only a few miles away. Don't let this one get away!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$455,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $364,000 | $364,000 | $364,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,067 | $2,212 | $2,950 |
| Total Monthly Payment | $2,142 | $2,287 | $3,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.