53 ROTTERDAM DRIVE, Punta Gorda, FL, 33950 | $285,000

Nestled in the sought-after 55+ community of Windmill Village, this stunning 1, 556 sq. ft. waterfront home blends elegance and comfort. Featuring 2 bedrooms and 2 bathrooms, the residence boasts an open-concept design with drywall finishes, crown molding, and brand-new 2025 Luxury Vinyl Plank flooring throughout. A new HVAC system ensures year-round comfort, while an insulated Florida room and dedicated laundry room add functionality. The outdoor space shines with a 42-foot grandfathered dock, a 7, 000 lb. boat lift, hurricane shutters, and a spacious deck offering breathtaking water views. The kitchen, a blank canvas for your dream design, includes a closing credit for a custom remodel with existing appliances ready for installation (estimates for cabinets attached to the listing). A workshop with loft storage caters to creative and storage needs. The low $260 HOA fee covers water, sewer, trash, lawn maintenance, and community upkeep for a carefree lifestyle. Windmill Village offers an active lifestyle with two private marinas, a boat ramp, trailer storage, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a vibrant community center, and clubs for every hobby. Enjoy gatherings at the Pavilion by the heated pool. Located in Punta Gorda, voted “#1 Best Small Place to Live” by Money Magazine and Forbes, this home requires a $20, 285 Buy-In Share and Bond (refunded upon sale). Don’t miss your chance to own this meticulously maintained waterfront retreat—schedule your showing today and discover your paradise!

Features

  • Amenities: Clubhouse, Fence Restrictions, Gated, Maintenance, Pickleball Court(s), Pool, Shuffleboard Court
  • Rooms: 11
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2005
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,556
  • Acreage: 0.14
  • Est. Taxes: $5,120
  • HOA Fee: $260 Monthly
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7511610
  • Days on Market: 127 days
  • Website: https://www.raveis.com
    /prop/C7511610/53rotterdamdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/30/2025 12:11:42 PM)

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53 ROTTERDAM DRIVE, Punta Gorda, FL, 33950

$285,000

Rachel Song

Sales Associate

William Raveis Real Estate

Phone: 978.429.5611

Rachel.Song@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.280% 5.648%
Monthly Tax Payment $427 $427 $427
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,295 $1,385 $1,848
Total Monthly Payment $1,797 $1,887 $2,350

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.