|
Presented by
Rachel Song |
Nestled in the sought-after 55+ community of Windmill Village, this stunning 1, 556 sq. ft. waterfront home blends elegance and comfort. Featuring 2 bedrooms and 2 bathrooms, the residence boasts an open-concept design with drywall finishes, crown molding, and brand-new 2025 Luxury Vinyl Plank flooring throughout. A new HVAC system ensures year-round comfort, while an insulated Florida room and dedicated laundry room add functionality. The outdoor space shines with a 42-foot grandfathered dock, a 7, 000 lb. boat lift, hurricane shutters, and a spacious deck offering breathtaking water views. The kitchen, a blank canvas for your dream design, includes a closing credit for a custom remodel with existing appliances ready for installation (estimates for cabinets attached to the listing). A workshop with loft storage caters to creative and storage needs. The low $260 HOA fee covers water, sewer, trash, lawn maintenance, and community upkeep for a carefree lifestyle. Windmill Village offers an active lifestyle with two private marinas, a boat ramp, trailer storage, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a vibrant community center, and clubs for every hobby. Enjoy gatherings at the Pavilion by the heated pool. Located in Punta Gorda, voted “#1 Best Small Place to Live” by Money Magazine and Forbes, this home requires a $20, 285 Buy-In Share and Bond (refunded upon sale). Don’t miss your chance to own this meticulously maintained waterfront retreat—schedule your showing today and discover your paradise!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
Sales Associate
William Raveis Real Estate
Phone: 978.429.5611
Rachel.Song@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.280% | 5.648% |
| Monthly Tax Payment | $427 | $427 | $427 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,295 | $1,385 | $1,848 |
| Total Monthly Payment | $1,797 | $1,887 | $2,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.