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*Assumable Loan** Welcome to this stunning, newer-built home nestled in the heart of The Ponds, one of Summerville's most sought-after communities. Known for its Southern charm, centuries-old oak trees, and rich sense of history, The Ponds offers resort-style amenities, scenic walking trails, a community pool, and a strong sense of neighborhood connection--all located within an award-winning school district. Classic white exterior and timeless curb appeal greet you as you approach, complemented by a full front Southern-style porch perfect for morning coffee or evening conversations. Step inside to find soaring ceilings, abundant natural light, and coastal, neutral-toned laminate flooring throughout the main living areas. Just beyond the welcoming foyer is a versatile formal dining room or flex space ideal for a home office or playroom. The heart of the home features an expansive living room with double-height windows and a cozy gas fireplace as the centerpiece. A gracefully curved staircase adds architectural charm and character to the open-concept space. The chef's kitchen is a dream come trueequipped with upgraded white cabinetry, granite countertops, stainless steel appliances, and an oversized island perfect for meal prep or casual dining. A spacious dining area sits just off the kitchen and overlooks the oversized screened porch and private backyard. Tucked away on the main floor is the luxurious owner's suite, complete with tray ceiling, generous proportions, and a spa-like en suite bath featuring dual vanities, soaking tub, upgraded separate shower, and a spacious walk-in closet. Upstairs, you'll find four additional good-sized bedrooms and two spacious full bathrooms. A large bonus room (or 5th bedroom) that offers flexibility as a media room, hobby space, or guest suite. The backyard is a clean slate and private retreat, backing up to a tree line for added privacy. The oversized screened porch and extended patio are perfect for outdoor livingand the included hot tub offers year-round relaxation. Additional features include: Widened driveway for extra parking Built-in drop zone near garage entrance Huge walk-in pantry Full irrigation system Meticulously maintained, move-in ready condition Hot Tub Expansive Screened Porch Extended Patio Enjoy being just minutes from historic Downtown Summerville, with easy access to shopping, dining, major highways, and military bases. This home combines the best of timeless Southern style with today's comfortsdon't miss your opportunity to make it yours!
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Our Executive Mortgage Banker:
$569,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $455,200 | $455,200 | $455,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,549 | $2,726 | $3,659 |
| Total Monthly Payment | $2,641 | $2,818 | $3,751 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.