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945 WINDING OAKS DRIVE, Palm Harbor, FL, 34683 | $469,999
Come and discover this beautiful Spanish Oaks home in the heart of Palm Harbor! From the moment you hear the key turn in the door, you’ll know you’re unlocking “home”. Situated on nice lot with a spacious backyard, the charming curb appeal foretells the feeling that great future memories will be made here. Upon entering, you will love the highly desirable open floor plan with vaulted ceilings and sliding doors that lead out to a large patio. The kitchen flows into the family room over a large center island and is complete with solar tube lighting and seating for everyone. Boasting of updated kitchen cabinetry and granite countertops, this center island will become the center of your family life for nightly homework projects, late night dinners and Saturday morning pancakes. Bright color palettes flow through the entire home and the owners suite is generously sized with large closets, a ceiling fan and an ensuite bathroom. FOUR TRUE BEDROOMS make this home versatile for all of your work-from-home needs. Stepping into the backyard, it’s fully fenced for your furry friends and little ones alike. Plus, the patio area is ideal for your summer BBQ’s and offers the perfect spot for your future fire pit! Unexpected Extras Include: New Roof 2017, Tankless Hot Water Heater, HVAC 2011, Newer Windows, Interior Laundry Room, and No Flood Insurance Required!!! Ideally located near the social ambiance area of downtown areas Dunedin, this home is also near the Dunedin Causeway and Honeymoon Island. You’re just minutes from America’s best sugary sand beaches and A+Rated Schools. Schedule your appointment today!
Features
- Rooms: 3
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 115 ft x 69 ft
- Laundry: Inside, Laundry Room
- Style: Florida, Ranch, Traditional
- Year Built: 1973
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,977
- Acreage: 0.2
- Lot Size: 115 ft x 69 ft
- Est. Taxes: $3,986
- HOA Fee: $175 Annually
- Lot Desc: Landscaped, Sidewalk
- View: Trees/Woods
- Elem. School: Lake St George Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Palm Harbor Univ High-PN
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8401318
- Days on Market: 218 days
- Website: https://www.raveis.com
/prop/TB8401318/945windingoaksdrive_palmharbor_fl?source=qrflyer
Listing courtesy of BLAKE REAL ESTATE INC Phone: 727-359-0388
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
945 WINDING OAKS DRIVE, Palm Harbor, FL, 34683
$469,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,999 | $375,999 | $375,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $332 | $332 | $332 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,076 | $2,224 | $2,998 |
| Total Monthly Payment | $2,483 | $2,631 | $3,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388