26 Rio Vista Dr, Saint Augustine, FL, Florida, property flyer

26 Rio Vista Dr, Saint Augustine, FL, 32084 | $557,900

Personal use or Vacation Rental! Absolutely captivating and rich with charm, this fully restored 1930s historic waterfront gem offers timeless character and modern convenience—all just minutes from historic downtown St. Augustine and the beach! The main home features two bedrooms and one beautifully renovated bath on the first floor, boasting original, richly restored hardwood flooring, a spacious layout, and a large custom kitchen complete with granite countertops, sparkling backsplash, and vintage-inspired white appliances. The tile flooring in the kitchen is both practical and classic, blending seamlessly with the home’s character. Picturesque front sunroom with large side open windows allows you to heat, cool or simply enjoy nature at any time of the day. Bonus room/office bright with light offers a lake view from every window. Upstairs, you’ll find a huge private one-bedroom, one-bath in-law efficiency suite with a full kitchen—ideal for guests, multi-generational living, or rental potential. The bonus room is flooded with natural light and offers beautiful views of the lake from multiple windows—an inspiring space for relaxing or creating. Outdoors, entertain in style on the jumbo paver party deck or unwind in your inground pool within a fully fenced backyard. The shaded, low-maintenance yard offers ample space for gardening, pets, or quiet enjoyment. A deluxe utility/laundry room (10x16) provides extra storage, while the oversized workshop and two-car garage are perfect for hobbyists or added flexibility. Key updates include a brand-new roof (2019), updated plumbing and electrical, fresh paint, restored original windows, and more—combining historical elegance with peace of mind. Located close to top-rated schools, shopping, medical facilities, and just a short bike ride to the heart of historic St. Augustine—this one-of-a-kind property is a rare opportunity to own a piece of Florida history with today’s comforts. Don’t miss it! Lot to the East is being sold separately for $169K

Features

Bedrooms: 3
Baths: 2 full
Lot Size: 66x122
Style: 2 Story,Historic
Year Built: 1938
Heating: Central,Electric
Cooling: Central,Electric

Approx Sq. Feet: 1,944
Acreage: 0.2
Lot Size: 66x122
Est. Taxes: $8,976
Lot Desc: Water Front,Water View, Paved
Water Front: Yes
Boat Access: No

Elem. School: Osceola
Middle School: Murray
High School: St. Augustine
MLS#: 253840
Days on Market: 206 days
Website: https://www.raveis.com
/prop/253840/26riovistadr_saintaugustine_fl?source=qrflyer

This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing courtesy of Century 21 St Augustine Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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26 Rio Vista Dr, Saint Augustine, FL, 32084

$557,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$446,320	$446,320	$446,320
Term	360 months	360 months	180 months
Initial Interest Rate**	5.500%	5.990%	5.250%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	6.285%	6.156%	5.522%
Monthly Tax Payment	$748	$748	$748
H/O Insurance Payment	$92	$92	$92
Initial Principal & Interest Pmt	$2,534	$2,673	$3,588
Total Monthly Payment	$3,374	$3,513	$4,428

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.