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Built in 2023, this elevated home blends modern construction with timeless coastal charm, offering 4 bedrooms, 2. 5 bathrooms, and 2, 340 heated square feet of thoughtfully designed living space. Situated on a 75' x 120' lot, located in unincorporated Pinellas County, you'll enjoy the benefits of no HOA restrictions with the freedom and plenty of room to bring your boat, RV, golf cart, pets, and all of your toys. The ground level is designed for convenience with two garage bays plus additional space for a golf cart, bikes, paddleboards, fishing gear, jet skis, and a keyed storage closet for added security of tools. A welcoming staircase leads to the 196 sq ft covered front porch and the elevated main living level. The open-concept layout connects the living and dining areas to a beautiful kitchen. The kitchen stands out with quartz countertops, Frigidaire stainless steel appliances, convection oven and microwave wall combo, sleek vent hood, center island with counter height seating, closet pantry, and coffee nook. The spacious dining and living room allow easy access to first and third levels along with a half bath and additional hall storage closet. The primary suite is conveniently tucked away just off the main living area, offering privacy and comfort. This retreat offers 2 closets and an ensuite bathroom with a double sink vanity, glass framed walk-in shower, soaking garden tub, and water closet with linen closet. A carpeted staircase leads to a versatile loft space ideal as a second living area for workspace, playroom, or reading nook, alongside three guest bedrooms, and a well-appointed full bath with dual sink vanity and walk-in shower. The upstairs laundry room is complete with laundry countertop, storage cabinets, and outfitted for the option of front or top load washer and dryer. Just off the garages, a central hallway connects to a 279 square foot covered patio. The backyard’s size and configuration offer the flexibility to bring your vision to life: whether it’s a sparkling pool, lush vegetable garden, or the ultimate outdoor entertainment space, the possibilities are endless! Cruise your golf cart to sunset views at Live Oak Park, bike the nearby Pinellas Trail, or spend the day at Honeymoon Island State Park. With short-term rentals allowed, this home offers flexibility as a primary residence, vacation getaway, or investment opportunity. Conveniently located to grocery, dining, Ozona, Downtown Palm Harbor, St. Joseph Sound, Sutherland Bayou Boat Ramp, top-rated schools, Dunedin Causeway, & Honeymoon Island State Park. Crystal Beach invites you to slow down, unwind, and truly enjoy coastal living. This is your opportunity to make one of Pinellas County’s most charming communities your home!
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Our Executive Mortgage Banker:
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$798,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $638,400 | $638,400 | $638,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,098 | $1,098 | $1,098 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,823 | $3,983 | $5,259 |
| Total Monthly Payment | $5,013 | $5,173 | $6,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.