640 N NOVA ROAD, #213, Ormond Beach, FL, 32174 | $105,000

Live like you’re on vacation every day in this beautifully updated 1-bedroom, 1-bath condo featuring a flexible bonus area and a spacious private balcony overlooking the lush courtyard and stunning pool. This unit boasts a newer stainless steel kitchen appliance package, a perfect open-concept floor plan, and plenty of closet space throughout. Nestled on 4. 5 acres of beautifully landscaped grounds, this community offers a resort-style lifestyle with a sparkling pool, shuffleboard courts, and outdoor grilling areas. Additional perks include your own assigned parking space, a private interior storage unit, and a tree-shaded dog area for your furry companion—yes, one small dog or cat is welcome! Residents enjoy a full suite of amenities including cable, internet, water, trash, lawn care, pest control, laundry on each floor, clubhouse access, and building insurance, all included in the condo fee. Whether you're a first-time buyer, snowbird, or investor, this is an unbeatable opportunity to own in a park-like setting with everything you need right at your fingertips. Don’t wait—this one is priced to sell fast! All information taken from the tax record, and while deemed reliable, cannot be guaranteed.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 5
  • Amenities: Clubhouse, Elevator(s), Laundry, Pool
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Other
  • Complex: TOMOKA OAKS CONDO NORTH
  • Year Built: 1976
  • Approx Sq. Feet: 748
  • Acreage: 5.4
  • Est. Taxes: $373
  • Condo Fee: $600 Monthly
  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
  • MLS#: FC310837
  • Days on Market: 163 days
  • Website: https://www.raveis.com
    /prop/FC310837/640nnovaroad_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/28/2025 8:02:08 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Susan ReischeLicensed Associate Real Estate Broker

914.441.1516

Susan.Reische@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2166562

302.293.7433

Brian.Shahwan@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

640 N NOVA ROAD, #213, Ormond Beach, FL, 32174

$105,000

Susan Reische

Licensed Associate Real Estate Broker

William Raveis Real Estate

Phone: 914.441.1516

Susan.Reische@raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $84,000 $84,000 $84,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $31 $31 $31
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $477 $510 $681
Total Monthly Payment $583 $616 $787

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.