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10k PRICE ADJUSTMENT !!! Do you love the golf life and being near the gorgeous white sands of the Gulf? This beautiful well-maintained home has weathered recent hurricanes with NO flooding or storm damage, providing peace of mind to future homeowners. This is wonderful home features 3 bedroom – 2 and a half bath with a 2 car garage and ample storage, centrally located in Largo in the popular Willow Greens community. $25k in energy upgrades to include hurricane impact windows, high-impact second floor balcony slider door, insulated hurricane impact garage door and a new 2024 electrical panel, new LVP flooring on the first floor, new appliances in the kitchen and all new toilets throughout. Relax and enjoy a good book or entertain family and friends in the recently added $25k enclosed sunroom – over 200 bonus square feet of enjoyment to include high-impact windows, storm rated walls and a portable A/C unit. Master bedroom and bath located on the first floor to include a large walk-in closet. An additional half bath located on the first floor offers convenience for your visitors. Extra stairwell storage. Light and bright kitchen with lots of cabinet space to include a single and double pantry, built in television nook and an eating area. The second floor provides an open balcony, two guest bedrooms, a guest bathroom and a spacious 10 X 14 bonus room den that is a great open space for an entertainment area or game room. The second floor balcony provides a lovely view of the setting sun sky. Vaulted ceilings in the living room and master bedroom, with the high ceilings through most of the house, and the loft view to the first floor from the upstairs den area provide an open spacious feeling. The garage has room for two vehicles or a well-lit work area with additional lighting to one side. The garage is complete with two hanging storage lofts, garage door opener and washer/dryer. Short walk to the community pool and clubhouse. HOA has solid reserves and affordable fees that cover many services including water/sewer, garbage and recycle pick up, basic cable with Wi-Fi, ground maintenance, routine building exterior maintenance and roof replacement. Located in mid-county with easy access to Clearwater, downtown St. Petersburg, the airports and Tampa Bay. Conveniently located to beaches, shopping, golfing, parks, churches, schools, restaurants, banking and more! Non-flood zone so flood insurance is not required.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$358,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,120 | $287,120 | $287,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $127 | $127 | $127 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,630 | $1,745 | $2,327 |
| Total Monthly Payment | $1,832 | $1,947 | $2,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.