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Welcome to a rare opportunity on the historic and naturally breathtaking Terra Ceia Island—where Old Florida charm, serene coastal beauty and modern luxury converge. Custom built in 2020 with commercial-grade materials and engineering standards, this exceptional residence was thoughtfully designed for lasting strength, style and comfort. Offering five bedrooms and four full baths, the home features soaring ceilings, gracious open living spaces and a full-size elevator for effortless convenience upon arrival, ideal for transporting groceries or luggage from a relaxing vacation that is also wheelchair accessible. Furnishings are negotiable to allow the residence for immediate occupancy with ease, whether for year-round living or a seasonal escape. A water osmosis system has been recently installed for your purity of health, peace of mind and enjoyment. Enjoy the kayak, paddleboard and boat launch steps from your front door. Additionally, the HOA exclusive dock to accept guests for visitors or fishing, or a coffee at sunrise or beverage of choice, for the majestic sunsets. Positioned and fastened in the ground, this home experienced no flooding or water intrusion during recent storms, according to the owner, testament to its elevated construction and careful site planning. There’s also ample room to add a private pool, completing your personalized Florida oasis. Tucked within the secluded beauty of Terra Ceia, residents enjoy a laid-back island lifestyle with easy access to boating, fishing and nearby preserves, yet you're just moments from the vibrant culture of St. Petersburg, Bradenton and Anna Maria Island.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,320,000 | $1,320,000 | $1,320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.154% | 6.133% | 5.846% |
| Monthly Tax Payment | $378 | $378 | $378 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,495 | $7,914 | $10,873 |
| Total Monthly Payment | $7,998 | $8,417 | $11,376 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.