14166 FORT WORTH CIRCLE, Port Charlotte, FL, 33981 | $580,000

Newly built in 2024 and move-in ready! This stunning WATERFRONT home with GULF ACCESS is packed with high-end features and modern coastal charm. Offering 4 bedrooms, 3 bathrooms, and 2, 166 sq ft of living space, the home is built on a 4-course stem wall for added elevation and features IMPACT WINDOWS AND DOORS throughout. A grand entrance welcomes you with modern GLASS DOUBLE DOORS, leading into a bright and airy space with SOARING CEILINGS, 8’ INTERIOR DOORS, and wood-look plank TILE flooring that flows seamlessly throughout. The chef’s kitchen is a showstopper, featuring QUARTZ COUNTERTOPS with a WATERFALL feature on the island, soft-close cabinetry, and a WALK IN PANTRY with built-in shelving—perfect for both function and style. The primary suite is a true retreat, featuring spacious walk-in closets and a spa-inspired en-suite bathroom with designer tile, a DOUBLE VANITY, and a luxurious walk-in TILED shower. The split floor plan ensures privacy, with two additional bedrooms located on the opposite side of the home—one of which includes its own private en-suite bath, ideal for guests or multigenerational living. The home also features a pavered driveway, pavered walkway all around the home, canal-fed irrigation system, and gutters all around the home for added function and curb appeal. Step outside to take in breathtaking canal views and embrace the best of Florida living—boating, fishing, kayaking, or simply relaxing in the peace and privacy of your own turnkey waterfront retreat. Nestled in the sought-after boating community of South Gulf Cove, this location offers direct access to the Gulf and is just minutes from world-class beaches, top-rated golf courses, and some of the best fishing in Southwest Florida. With an optional HOA of just $120/ year, South Gulf Cove combines relaxed coastal living with unbeatable convenience—a true hidden gem for waterfront lifestyle seekers.

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,166
  • Acreage: 0.23
  • Est. Taxes: $1,444
  • HOA Fee: $120 Annually
  • Lot Desc: Landscaped
  • View: Water
  • Water Front: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7511657
  • Days on Market: 307 days
  • Website: https://www.raveis.com
    /prop/C7511657/14166fortworthcircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2026 3:36:08 AM)
Listing courtesy of Realty One Group MVP   Phone: 800-896-8790

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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14166 FORT WORTH CIRCLE, Port Charlotte, FL, 33981

$580,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $464,000 $464,000 $464,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $120 $120 $120
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,671 $2,971 $3,853
Total Monthly Payment $2,883 $3,183 $4,065

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.