8850 PINE BAY COURT, Orlando, FL, 32825 | $439,000

PRICE IMPROVED! BUYER CREDIT! Buyer to receive $5000 toward their closing costs (rate buy down) and/or prepaids with an accepted contract. These homeowners after decades of raising a family and caring for this desirable three-bedroom, three-bathroom, pool home have decided to move on with the next chapter in their lives. Right away, you'll notice the entire front yard has new sod and along with that a brand-new drain field was recently installed and roof shingles were replaced just last year. And in late 2023 the house was re-piped with new pex plumbing providing another big saver. As you enter, you'll appreciate the spacious living room leading to the formal dining room which is adjacent to a very nice kitchen with granite counters, oak cabinetry and views of the spacious back yard with a sparkling swimming pool. A cozy family room/den is right next to the kitchen and has French doors leading to large screened-in porch with sun shades. And around the corner from the kitchen is the 3rd bedroom with adjoining full bathroom. The Primary bedroom, 2nd bedroom and two other bathrooms are upstairs. Much of the interior walls and the exterior doors have been freshly painted recently. The owner is a retired engineer that has made some very detailed improvements that you'll appreciate like the (20ft X 10ft) workshop/shed located in the back yard that has lots of storage and an exterior that compliments the exterior of the main home. On the back side of the workshop/shed are several rain barrels that collect rain off the roof. Garage ceiling with pull down steps. Lots of storage space for light storage over the garage. Floored attic space covers over half of the garage and is well lighted. The back yard has elaborated, landscaped walkways and rock landscape around the pool! It's hot. . . it's summer. As you look at the pool, you may regret not having your bathing suit! Come on in for a viewing today!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: In Garage
  • Style: Cape Cod
  • Year Built: 1983
  • Garage: 2-car Driveway, Garage Door Opener, Guest, Other
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,804
  • Acreage: 0.25
  • Est. Taxes: $1,585
  • HOA Fee: $280 Annually
  • Elem. School: Little River Elem
  • Middle School: Union Park Middle
  • High School: Colonial High
  • Pool: Gunite, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Solar Hot Water, Solar Hot Water Owned, Washer
  • MLS#: O6321371
  • Days on Market: 148 days
  • Website: https://www.raveis.com
    /prop/O6321371/8850pinebaycourt_orlando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/11/2025 10:17:11 AM)
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO   Phone: 407-622-2122

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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8850 PINE BAY COURT, Orlando, FL, 32825

$439,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,200 $351,200 $351,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.583% 6.533% 5.764%
Monthly Tax Payment $132 $132 $132
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,077 $2,191 $2,868
Total Monthly Payment $2,284 $2,398 $3,075

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.