10315 CORTEZ ROAD W, #60-4, Bradenton, FL, 34210 | $135,000

Welcome to your slice of paradise in the highly sought-after 55+ community of Paradise Bay Estates! Long term tenant in place. Perfect if you are looking for rental income. Offered completely turnkey and move-in ready, this home is designed for comfort and ease. This delightful 1BR/1BA home features a cozy living area and kitchen with a dining area too. One shed even includes a washer. The main bedroom currently features a queen bed. Plus, a brand-new split system heat/AC was installed in December 2024 after the home received a refreshing update post-hurricanes Helene & Milton. Paradise Bay Estates is an active and vibrant community with fantastic amenities, including a heated pool and spa, pickleball courts, shuffleboard, a boat ramp, and available boat dockage (waitlist applies). There’s always something happening—from potlucks and musical shows to golf outings, community lunches, and music by the bay. Nestled along the picturesque shores of Sarasota Bay, residents enjoy stunning wildlife, charming gazebos, and breathtaking sunsets over Anna Maria Island and Longboat Key. Don’t miss this opportunity to enjoy the Florida lifestyle in a premier waterfront community!

Features

  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area
  • Year Built: 1977
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 432
  • Acreage: 0.02
  • Est. Taxes: $1,615
  • HOA Fee: $175 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Range, Range Hood, Refrigerator
  • MLS#: A4657059
  • Days on Market: 180 days
  • Website: https://www.raveis.com
    /prop/A4657059/10315cortezroadw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2025 4:11:34 AM)

William Raveis Family of Services

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Danka BlashfieldBroker Associate

561.271.6366

Danka.Blashfield@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10315 CORTEZ ROAD W, #60-4, Bradenton, FL, 34210

$135,000

Danka Blashfield

Broker Associate

William Raveis Real Estate

Phone: 561.271.6366

Danka.Blashfield@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $108,000 $108,000 $108,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $135 $135 $135
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $613 $656 $875
Total Monthly Payment $823 $866 $1,085

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.