10580 POUGHKEEPSIE CIRCLE, Port Charlotte, FL, 33981 | $1,900,000

Live the Luxury Coastal lifestyle with this STUNNING SAILBOAT ACCESS 4 Bedroom, 4. 5 Bathroom, 2 Car attached Garage & a 2 Car detached garage, TWO-STORY, Pool home with a Den, Family & Bonus rooms. Situated on a DOUBLE TIP Lot with 255ft of water frontage, a Wood dock & 16, 000-lb boat lift, South Gulf Cove. Boasting over 5, 200 square feet of living space, this home is bathed in natural light from expansive windows and offers BEAUTIFUL water views throughout, blending comfort, elegance, and scenic beauty. The living room impresses with soaring tray ceilings and breathtaking views, seamlessly connected to a formal dining room with a dry bar, ideal for entertaining. The GOURMET kitchen is outfitted with sleek, all-stainless steel appliances—including a built-in oven & convection oven/microwave— with granite countertops, a stylish tile backsplash, and a spacious center island. A wet bar with a wine cooler, a breakfast bar and ample cabinetry enhance the kitchen’s functionality. Just off the kitchen, a cozy dinette offers picturesque water views, while the family room provides a welcoming space for relaxation or gatherings. The main level includes a second master suite with French doors to the lanai, a walk-in closet and an en-suite bathroom with a dual-sink vanity, spa bath, and walk-in shower. A comfortable guest bedroom provides additional accommodations, while a flexible bonus room can be used as a second home office, media or music room, or extra bedroom to suit your needs. On the second floor, you will find a private and elevated living experience, beginning with a well-appointed guest bedroom featuring a built-in closet. A dedicated home office overlooks serene water views, creating an inspiring and peaceful workspace. The crown jewel of this level is the primary master suite, a true retreat with dual walk-in closets, a dedicated makeup vanity, and elegant French doors that open to a private balcony. The en-suite bathroom is designed for relaxation, showcasing a dual-sink vanity, a spa bath, a spacious walk-in shower, and a second set of French doors leading to a balcony with views of the pool below. Adjacent to the master suite balcony is the Florida room, a bright and inviting space designed for year-round enjoyment, featuring stunning water views and a mini-split A/C system for personalized climate control. Expansive windows flood the room with natural light, while a spiral staircase provides direct access to the lanai, seamlessly blending indoor and outdoor living. Step into your private outdoor oasis, with a large screened lanai designed for elevated coastal living. Entertain in style with an outdoor kitchen, complemented by a convenient half bathroom and an outdoor shower. Unwind in the heated saltwater pool and spa, w/ 2025 heater, all framed by serene canal views that offer beauty and tranquility. A true boater’s dream—this custom 8' x 255' dock is a waterfront showpiece, built for luxury waterfront living, equipped with water and electricity, this expansive dock includes a 16, 000 lb. boat lift with a cover. 2024 TILE ROOF - IMPACT WINDOWS & DOORS - FURNITURE NEGOTIABLE - see feature sheet for more features! South Gulf Cove is a deed-restricted neighborhood with an optional HOA that offers members a clubhouse, waterfront park with playground, and private boat ramp. Conveniently located close to local shopping & boutiques, fine & casual dining, LIVE entertainment, and AWARD-WINNING BEACHES!! ADJACENT LOT AVAILABLE FOR PURCHASE

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Lot Size: 130 x 125 x 255 x 179
  • Laundry: Inside, Laundry Room
  • Year Built: 2009
  • Garage: 4-car Driveway, Oversized, Split Garage
  • Heating: Central, Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 5,206
  • Acreage: 0.62
  • Lot Size: 130 x 125 x 255 x 179
  • Est. Taxes: $16,598
  • Lot Desc: FloodZone, In County, Irregular Lot, Landscaped, Oversized Lot, Tip Lot
  • View: Pool, Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Microwave, Range, Range Hood, Refrigerator, Wine Refrigerator
  • MLS#: C7509048
  • Days on Market: 281 days
  • Website: https://www.raveis.com
    /eprop/C7509048/10580poughkeepsiecircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/28/2026 11:42:43 PM)

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Judith Ré MorganLuxury Properties Specialist

203.545.0610

Jude.Re@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10580 POUGHKEEPSIE CIRCLE, Port Charlotte, FL, 33981

$1,900,000

Judith Ré Morgan

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.545.0610

Jude.Re@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,520,000 $1,520,000 $1,520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.046% 5.846% 5.700%
Monthly Tax Payment $1,383 $1,383 $1,383
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,394 $8,870 $12,420
Total Monthly Payment $9,902 $10,378 $13,928

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.