16280 SE 95TH COURT, Summerfield, FL, 34491 | $189,000

Under contract-accepting backup offers. Welcome to Your Slice of Florida Freedom — No HOA. No CDD. Just Possibility. Nestled in a thriving, fast-growing community right on the doorstep of The Villages, this property offers a rare blend of independence, convenience, and charm. Imagine morning walks through quiet, open neighborhoods, afternoons exploring local shops and dining spots, and evenings unwinding in your own inviting outdoor space — all without the restrictions of an HOA or CDD. Just 3 minutes from Publix and surrounded by modern conveniences, this location puts everything you need within easy reach, while still offering the peaceful, laid-back lifestyle Florida is known for. Whether you’re a first-time homebuyer looking for a smart, affordable entry point into a blossoming area, or an investor seeking strong rental demand, this property delivers. The home features a fully cooled detached storage shed that offers flexible space — perfect as a guest suite, private office, or even a potential additional dwelling unit. Step outside and you’ll fall in love with the outdoor area designed for those who love fresh air, grilling, entertaining, or simply enjoying golden-hour sunsets in comfort. This is more than a property — it’s a place to put down roots, build equity, and enjoy the best of Florida living on your own terms. Schedule your showing today!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 80 x 126
  • Laundry: Common Area, Laundry Room, Other
  • Year Built: 2021
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,080
  • Acreage: 0.23
  • Lot Size: 80 x 126
  • Est. Taxes: $2,478
  • Appliances: Convection Oven, Microwave, Refrigerator
  • MLS#: OM704366
  • Days on Market: 110 days
  • Website: https://www.raveis.com
    /prop/OM704366/16280se95thcourt_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2026 11:39:46 PM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-369-4044

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

16280 SE 95TH COURT, Summerfield, FL, 34491

$189,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,200 $151,200 $151,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $207 $207 $207
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $870 $906 $1,206
Total Monthly Payment $1,151 $1,187 $1,487

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.