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Presented by
Ken Banks |
1900 45TH STREET S, St. Petersburg, FL, 33711 | $405,000
Under contract-accepting backup offers. Buyer failed to acquire financing. Back on market! Significant Price Reduction!
Open to Lease to own options! Lease the house now and own it later! Call to discuss options.
Existing loan is assumable!
Incredible Investment Opportunity – Live & Earn!
Front unit is occupied until end of May. Rear unit is vacant and on lockbox. 24+ Hour notice required to show front unit. Pictures are current.
Seize this rare chance to own a high-income property with TWO homes on one lot—perfect for investors or those looking to house hack and live for less!
Back Home: A beautifully updated 3-bedroom, 2-bathroom, two-story home
Front Home: A charming 3-bedroom, 1-bathroom residence
House Hacking Opportunity! Live in one home while renting out the other to offset your mortgage—or rent out both for maximum cash flow!
Rentometer shows rental for the both units at $4816, and with Housing Authority Section 8 vouchers, you could earn up to $3, 088 per unit! Plus, both homes had brand-new roofs installed last year—a major bonus for long-term value.
10+% CAP RATE! A rare, high-yield investment like this won’t last. Act fast and secure this profitable property today!
Features
- Bedrooms: 6
- Units: 2
- Lot Size: 46 x 123
- Laundry: Laundry Room
- Year Built: 1954
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,937
- Acreage: 0.13
- Lot Size: 46 x 123
- Est. Taxes: $3,004
- MLS#: TB8378078
- Days on Market: 130 days
- Website: https://www.raveis.com
/prop/TB8378078/190045thstreets_stpetersburg_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Ken BanksFine Property Specialist, Photographer
203.767.7157
Ken.Banks@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12303
203.913.1633
Jorge.Rivera@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1900 45TH STREET S, St. Petersburg, FL, 33711
$405,000
Ken Banks
Fine Property Specialist, Photographer
William Raveis Real Estate
Phone: 203.767.7157
Ken.Banks@raveis.com
Jorge L Rivera
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $324,000 | $324,000 | $324,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $250 | $250 | $250 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,840 | $1,940 | $2,583 |
| Total Monthly Payment | $2,165 | $2,265 | $2,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388