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A Charleston Treasure Rooted in Reverence and RestorationWelcome to 88 Smith Street--an extraordinary Craftsman-style residence in the heart of historic Harleston Village. Built in 1935 and thoughtfully renovated, this 4-bedroom, 4-bathroom home blends timeless charm with modern elegance on an expansive half-acre in downtown Charleston, two-car garage and long drive with off-street parking. This home occupies land once part of both the Trinity Methodist Episcopal Church's & Ephrath Burial Grounds, dating back to the late 18th century. While the cemeteries ceased use in 1866, its legacy remains. Today, the home's owners have approached its history with deep respect--engaging community leaders, preservationists, and historians to ensure the past is not hidden, but honored. As one of Charleston's African American burial sites, this land holds stories of faith, love, and resilience. That legacy is now interwoven into the thoughtful restoration of this historic property. Inside, original hardwood floors, French doors with glass knobs, and custom millwork speak to the home's architectural heritage, while the reimagined kitchenfeaturing custom cabinetry, a 48" Big Chill gas range, Sub-Zero refrigerator, and brass fixturesreflects the finest in modern craftsmanship. The living room retains its original (non-working) fireplace, preserving a sense of warmth and character. Upstairs, the primary suite offers a private dressing room and a bath ensuite. Three additional bedrooms and two additional baths offer flexibility for guests or family. A full-height, dry basement with a separate entrance and utility meter offers over 1, 100 square feet of opportunityperfect for a wine cellar, art studio, storage, or future apartment. Outdoors, double piazzas with handcrafted ironwork overlook a generous yard with heritage trees and space for gardens or gatherings. Recent upgrades include new HVAC, electrical, plumbing, roof coating, and a professionally restored foundation with transferable warranty. Located within walking distance of Charleston's Medical District, King Street shops, the City Marina, and the iconic South of Broad neighborhood, 88 Smith Street offers rare scale, story, and soul in a setting of quiet distinction. Private showing appointments available for pre-qualified buyers. Surveillance on premises, please do not walk the property without calling.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$2,195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,756,000 | $1,756,000 | $1,756,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.007% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,970 | $10,387 | $14,582 |
| Total Monthly Payment | $10,095 | $10,512 | $14,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.