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First Time on Market! Discover your dream home in the heart of Spring Valley, located in the Village of New Hempstead in the Town of Ramapo! This exceptional single-family residence sits on a fenced lot and boasts an impressive 5 spacious bedrooms home offices, or guest rooms. Inside, the first floor welcomes you with a sunlit living room, a formal dining area, and an eat-in kitchen. Off the kitchen, step out onto your own private porch—ideal for morning coffee or evening relaxation. Also on the first floor are three bedrooms and a full bath, accessible both from the primary bedroom and the hallway, providing comfortable and convenient living for all. Downstairs, you’ll find a welcoming family room and two additional bedrooms, offering even more flexibility for your lifestyle needs. For added convenience, there is a half bathroom and a dedicated laundry space located next to the garage. The fully finished walk-out basement is a game-changer, offering generous space for recreation, storage, or your ideal home office. Enjoy peace of mind and privacy in a quiet, safe neighborhood with top-rated schools and unbeatable convenience. The garage and well-maintained flat lot add even more value and ease to daily living. SELLING IT AS IS!!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$994,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $795,999 | $795,999 | $795,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $919 | $919 | $919 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,396 | $4,772 | $6,610 |
| Total Monthly Payment | $5,407 | $5,783 | $7,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.