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Presented by
Maureen Heinze |
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. USDA 100% FINANCING LOAN ELIGIBLE! **SELLER WILL ENTERTAIN ALL OFFERS** FHA Appraisal, Survey, and Inspections already completed, that's over $1500 in upfront savings for a buyer! NO HOA and home sits on over HALF AN ACRE. This home has only had one owner since it was built and has been pristinely maintained since day 1. Worry not about the major ticket items as this home features a BRAND NEW DOUBLE INSULATED ROOF and WATER HEATER! If you're looking to get away from the hustle and bustle of city life, but still being 10 minutes from the grocery store, this house is for you! This is a peaceful retreat that is WALKING DISTANCE to De Leon Springs State Park. Did I mention NO HOA here and a large driveway so make sure to bring your toys! Step inside to find a bright, open living space perfect for relaxing or entertaining. There's no shortage of space with 4 bedrooms, 2. 5 bathrooms, and a bonus room! Whether you're enjoying quiet mornings on the newly screened in porch or hosting weekend gatherings in the expansive backyard, this home delivers the original Florida lifestyle you've been dreaming of. All information is intended to be accurate, but cannot be guaranteed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
Broker
William Raveis Real Estate
Phone: 978.852.1899
Maureen.Heinze@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $58 | $58 | $58 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,538 | $1,580 | $2,107 |
| Total Monthly Payment | $1,671 | $1,713 | $2,240 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.