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PRICE REDUCTION! Check out this stunning 3BR/21/2 Ba w/office /study or 4th bedroom house sitting on a corner end lot overlooking a pond and the 3rd hole of Torrey Oaks Golf Course. This home located in a gated community has high vaulted ceilings and creative decorative shelving helping complete the open air feeling this home brings. The home offers a library/office /den OR can be used as a 4th bedroom for the larger family or guests. The recently remodeled kitchen flanks the beautiful solid surface counter tops and a breakfast bar for extra seating. Entertain in this open floor plan that flows from foyer to dining room, great room, kitchen and office areas. The roof was replaced in 2020 and AC replaced in 2019. The mature, beautifully, manicured landscaped yard offers curb appeal of "this is home. " and is supported by an automatic zoned irrigation system helping protect the lawn in those hot dry summer months. The back screened in porch overlooks the 3rd hole golf course and provides entertainment whether you are a golfer or observer! The structurally sound and insulated concrete form (ICS) "poured cement" walls provide a more safe environment from the outside elements of bad weather. The back yard brags of many Florida fruit trees such as mature mango (3 varieties) avocados, loquats and surname cherry. This home has the quiet surroundings of a rural community located in Central Florida but is close to everything. An hour or Hour half from the airports and entertainment parks of Orlando/Tampa/St Pete/Sarasota/ Ft Myers while reserving the quiet gated community of everyday living and certainly the less busyness of the city life. This is truly a gem for its location in all ways and gives you the feel of the mature family home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | $176 | $176 | $176 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,866 | $1,941 | $2,563 |
| Total Monthly Payment | $2,117 | $2,192 | $2,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.