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HELLO!!! SELLER OFFERING $5000. 00 TOWARDS BUYER CLOSING COSTS!!! HELLO!! If you’ve got a family or just looking for the ideal neighborhood close to almost everything, including shopping, entertainment, recreational areas, fishing, kayaking, pickle ball courts, boat launch and more, then look no further. This is the quintessential 3/2 block home on that proverbial quiet street, with the always sought after great neighbors. And with the recent changes in homeowners' insurance restrictions regarding the age of the roof, this one is brand new (completed June 2025), complete with 4 brand new skylights and brand new gutters all around to divert rain water away from your footers, slab, and doors. Want to make it your own? This might be the perfect canvas to create your project with. Color changes, miscellaneous updates, any decor to suit your personal taste, but mechanically, this home is as sound as they come. AC is only 4 years old and has just been serviced and always been maintained annually by one of our local companies, as have all other appliances. Windows were recently replaced along with the glass slider in the back, and all are hurricane rated. Some other features include a Choice Home Warranty that is transferable, Ring Door Bell with Camera, custom Roman Shades on all windows, Maytag washer and dryer, and a hurricane rated garage door, automatic of course. And take note: this is one of the few homes around that have built-in roll down metallic storm shutters that are raised and lowered from the inside and a built in Safe Room. Out back on the west side of the house is a wonderful spacious screened patio to enjoy your morning coffee, a good book, or a cold beverage with good friends. PLEASE NOTE: There are several before and after photos included in the photo section of the listing that have been enhanced by AI. These are presented only as aids for visualizations of the possibilities for prospective new owners.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.397% | 6.304% | 5.628% |
| Monthly Tax Payment | $84 | $84 | $84 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,653 | $1,745 | $2,328 |
| Total Monthly Payment | $1,812 | $1,904 | $2,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.